This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 155 | 109 |
| 2 | 50,155 | 155 | 109 |
| 3 | 50,310 | 156 | 109 |
| 4 | 50,466 | 156 | 110 |
| 5 | 50,623 | 157 | 110 |
| 6 | 50,780 | 157 | 110 |
| 7 | 50,937 | 158 | 111 |
| 8 | 51,095 | 158 | 111 |
| 9 | 51,254 | 159 | 111 |
| 10 | 51,412 | 159 | 112 |
| 11 | 51,572 | 160 | 112 |
| 12 | 51,732 | 160 | 112 |
| 13 | 51,892 | 161 | 113 |
| 14 | 52,053 | 161 | 113 |
| 15 | 52,214 | 162 | 113 |
| 16 | 52,376 | 162 | 114 |
| 17 | 52,539 | 163 | 114 |
| 18 | 52,701 | 163 | 114 |
| 19 | 52,865 | 164 | 115 |
| 20 | 53,029 | 164 | 115 |
| TOTAL | $3,193 | $2,235 |
| Year | Rate 0.44% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 220 | 154 |
| 2 | 50,220 | 221 | 155 |
| 3 | 50,441 | 222 | 155 |
| 4 | 50,663 | 223 | 156 |
| 5 | 50,886 | 224 | 157 |
| 6 | 51,110 | 225 | 157 |
| 7 | 51,335 | 226 | 158 |
| 8 | 51,560 | 227 | 159 |
| 9 | 51,787 | 228 | 160 |
| 10 | 52,015 | 229 | 160 |
| 11 | 52,244 | 230 | 161 |
| 12 | 52,474 | 231 | 162 |
| 13 | 52,705 | 232 | 162 |
| 14 | 52,937 | 233 | 163 |
| 15 | 53,170 | 234 | 164 |
| 16 | 53,404 | 235 | 164 |
| 17 | 53,639 | 236 | 165 |
| 18 | 53,875 | 237 | 166 |
| 19 | 54,112 | 238 | 167 |
| 20 | 54,350 | 239 | 167 |
| TOTAL | $4,589 | $3,212 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
Learn More | |
|
Last change: ↓0.15% on November 26. |
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