This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.69% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 845 | 592 |
| 2 | 50,845 | 859 | 601 |
| 3 | 51,704 | 874 | 612 |
| 4 | 52,578 | 889 | 622 |
| 5 | 53,467 | 904 | 633 |
| 6 | 54,370 | 919 | 643 |
| 7 | 55,289 | 934 | 654 |
| 8 | 56,223 | 950 | 665 |
| 9 | 57,174 | 966 | 676 |
| 10 | 58,140 | 983 | 688 |
| 11 | 59,122 | 999 | 699 |
| 12 | 60,122 | 1,016 | 711 |
| 13 | 61,138 | 1,033 | 723 |
| 14 | 62,171 | 1,051 | 735 |
| 15 | 63,222 | 1,068 | 748 |
| 16 | 64,290 | 1,087 | 761 |
| 17 | 65,377 | 1,105 | 773 |
| 18 | 66,481 | 1,124 | 786 |
| 19 | 67,605 | 1,143 | 800 |
| 20 | 68,747 | 1,162 | 813 |
| TOTAL | $19,909 | $13,937 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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