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Comparison of Deposit Account from RED CANOE with 0.25% - July 2025

Long-Term Analysis of CREDIT UNION OF COLORADO, A with 4.10% APY and Aquesta Bank with 0.49% APY and RED CANOE with 0.75% APY and RED CANOE with 0.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

CREDIT UNION OF COLORADO, A

4.10%

$50,000

36 Month

Credit Union

5.44x (National Avg. - 0.75%)

$25,000

SCENARIO

Year	Rate 4.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,050	1,435
2	52,050	2,134	1,494
3	54,184	2,222	1,555
4	56,406	2,313	1,619
5	58,718	2,407	1,685
6	61,126	2,506	1,754
7	63,632	2,609	1,826
8	66,241	2,716	1,901
9	68,957	2,827	1,979
10	71,784	2,943	2,060
11	74,727	3,064	2,145
12	77,791	3,189	2,233
13	80,980	3,320	2,324
14	84,300	3,456	2,419
15	87,757	3,598	2,519
16	91,355	3,746	2,622
17	95,100	3,899	2,729
18	98,999	4,059	2,841
19	103,058	4,225	2,958
20	107,284	4,399	3,079
	TOTAL	$61,682	$43,178

N.A.

Aquesta Bank

0.49%

$50,000

N.A.

Bank

0.65x (National Avg. - 0.75%)

$25,000

SCENARIO

Year	Rate 0.49%	Annual Interest	Annual Interest (After Tax)
1	50,000	244	170
2	50,244	245	171
3	50,488	246	172
4	50,734	247	173
5	50,981	248	174
6	51,229	249	175
7	51,479	251	175
8	51,730	252	176
9	51,982	253	177
10	52,235	254	178
11	52,489	256	179
12	52,745	257	180
13	53,002	258	181
14	53,260	259	182
15	53,519	261	182
16	53,780	262	183
17	54,042	263	184
18	54,305	264	185
19	54,569	266	186
20	54,835	267	187
	TOTAL	$5,102	$3,571

LOCAL CD

RED CANOE

0.75%

$50,000

18 Month

Credit Union

1.29x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL MONEY MARKET

RED CANOE

0.25%

$50,000

N.A.

Credit Union

0.43x (National Avg. - 0.58%)

$2,500

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
Rising Bank, a division of Midwest BankCentre	4.51%	$1,000	Learn More
Last change: ↑0.06% on June 24.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from RED CANOE with 0.25% - July 2025

Long-Term Analysis of CREDIT UNION OF COLORADO, A with 4.10% APY and Aquesta Bank with 0.49% APY and RED CANOE with 0.75% APY and RED CANOE with 0.25% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from RED CANOE with 0.25% - July 2025