Compare Savings vs. CDs
Comparison of Deposit Account from REDBRAND with 0.09% - August 2025


Long-Term Analysis of Bank of Prairie Village with 0.31% APY and REDBRAND with 0.09% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.31%
    -
    $50,000
    18 Month
    Bank
    0.54x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.31%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 156 109
    2 50,156 156 109
    3 50,311 156 110
    4 50,468 157 110
    5 50,625 157 110
    6 50,782 158 111
    7 50,940 158 111
    8 51,099 159 111
    9 51,258 159 112
    10 51,417 160 112
    11 51,577 160 112
    12 51,737 161 113
    13 51,898 161 113
    14 52,060 162 113
    15 52,222 162 114
    16 52,384 163 114
    17 52,547 163 114
    18 52,710 164 115
    19 52,874 164 115
    20 53,039 165 115
    TOTAL $3,204 $2,243
  • 2
    LOCAL MONEY MARKET
    0.09%
    -
    $50,000
    N.A.
    Credit Union
    0.15x (National Avg. - 0.58%)
    $25,000
     
    SCENARIO
    Year Rate
    0.09%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 45 32
    2 50,045 45 32
    3 50,090 45 32
    4 50,135 45 32
    5 50,180 45 32
    6 50,225 45 32
    7 50,271 45 32
    8 50,316 45 32
    9 50,361 45 32
    10 50,406 45 32
    11 50,452 45 32
    12 50,497 45 32
    13 50,543 45 32
    14 50,588 46 32
    15 50,634 46 32
    16 50,679 46 32
    17 50,725 46 32
    18 50,771 46 32
    19 50,816 46 32
    20 50,862 46 32
    TOTAL $908 $635

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.10% on July 13.

    Last change: ↑0.40% on June 24.
    Early withdrawal penalty is 3 Months' Interest.

    Last change: ↓0.05% on August 2.
    7-Month CD.