This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 170 | 119 |
| 2 | 50,170 | 171 | 119 |
| 3 | 50,341 | 171 | 120 |
| 4 | 50,512 | 172 | 120 |
| 5 | 50,683 | 172 | 121 |
| 6 | 50,856 | 173 | 121 |
| 7 | 51,029 | 173 | 121 |
| 8 | 51,202 | 174 | 122 |
| 9 | 51,376 | 175 | 122 |
| 10 | 51,551 | 175 | 123 |
| 11 | 51,726 | 176 | 123 |
| 12 | 51,902 | 176 | 124 |
| 13 | 52,079 | 177 | 124 |
| 14 | 52,256 | 178 | 124 |
| 15 | 52,433 | 178 | 125 |
| 16 | 52,612 | 179 | 125 |
| 17 | 52,790 | 179 | 126 |
| 18 | 52,970 | 180 | 126 |
| 19 | 53,150 | 181 | 126 |
| 20 | 53,331 | 181 | 127 |
| TOTAL | $3,512 | $2,458 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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