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Comparison of Deposit Account from River City Bank of Georgia with 0.15% - October 2026


Long-Term Analysis of First National Community Bank of Chatsworth with 0.65% APY and First National Community Bank of Chatsworth with 0.72% APY and First National Community Bank of Chatsworth with 0.81% APY and First National Community Bank of Chatsworth with 0.50% APY and River City Bank of Georgia with 0.15% APY and River City Bank of Georgia with 0.03% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First National Community Bank of Chatsworth
    0.65%
    -
    $50,000
    18 Month
    Bank
    1.12x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 2
    LOCAL CD
    First National Community Bank of Chatsworth
    0.72%
    -
    $50,000
    24 Month
    Bank
    1.08x (National Avg. - 0.67%)
    $100,000
     
    SCENARIO
    Year Rate
    0.72%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 360 252
    2 50,360 363 254
    3 50,723 365 256
    4 51,088 368 257
    5 51,456 370 259
    6 51,826 373 261
    7 52,199 376 263
    8 52,575 379 265
    9 52,954 381 267
    10 53,335 384 269
    11 53,719 387 271
    12 54,106 390 273
    13 54,495 392 275
    14 54,888 395 277
    15 55,283 398 279
    16 55,681 401 281
    17 56,082 404 283
    18 56,486 407 285
    19 56,892 410 287
    20 57,302 413 289
    TOTAL $7,714 $5,400
  • 3
    LOCAL CD
    First National Community Bank of Chatsworth
    0.81%
    -
    $50,000
    48 Month
    Bank
    0.98x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.81%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 405 284
    2 50,405 408 286
    3 50,813 412 288
    4 51,225 415 290
    5 51,640 418 293
    6 52,058 422 295
    7 52,480 425 298
    8 52,905 429 300
    9 53,333 432 302
    10 53,765 435 305
    11 54,201 439 307
    12 54,640 443 310
    13 55,082 446 312
    14 55,529 450 315
    15 55,978 453 317
    16 56,432 457 320
    17 56,889 461 323
    18 57,350 465 325
    19 57,814 468 328
    20 58,283 472 330
    TOTAL $8,755 $6,128
  • 4
    LOCAL CD
    First National Community Bank of Chatsworth
    0.50%
    -
    $50,000
    6 Month
    Bank
    1.24x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 5
    LOCAL CD
    River City Bank of Georgia
    0.15%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 6
    LOCAL MONEY MARKET
    River City Bank of Georgia
    0.03%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211

    All calculations are for demonstration purposes only.

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    ONLINE BANKS APY? MIN?

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    12-Month

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    Early Withdrawal Penalty is 365 days interest.

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    Early Withdrawal Penalty is 180 days interest.

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