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Comparison of Deposit Account from RIVER VALLEY with 0.15% - September 2026


Long-Term Analysis of EAGLE ONE with 0.35% APY and Unity Bank with 1.55% APY and RIVER VALLEY with 0.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    EAGLE ONE
    0.35%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 176 123
    2 50,176 176 123
    3 50,352 177 124
    4 50,528 177 124
    5 50,706 178 125
    6 50,884 179 125
    7 51,062 179 125
    8 51,242 180 126
    9 51,421 180 126
    10 51,602 181 127
    11 51,783 182 127
    12 51,965 182 128
    13 52,147 183 128
    14 52,330 184 129
    15 52,514 184 129
    16 52,698 185 129
    17 52,883 186 130
    18 53,069 186 130
    19 53,255 187 131
    20 53,442 188 131
    TOTAL $3,630 $2,541
  • 2
    LOCAL CD
    Unity Bank
    1.55%
    -
    $50,000
    60 Month
    Bank
    1.67x (National Avg. - 0.93%)
    $500
     
    SCENARIO
    Year Rate
    1.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 775 543
    2 50,775 787 551
    3 51,562 799 559
    4 52,361 812 568
    5 53,173 824 577
    6 53,997 837 586
    7 54,834 850 595
    8 55,684 863 604
    9 56,547 876 614
    10 57,423 890 623
    11 58,314 904 633
    12 59,217 918 643
    13 60,135 932 652
    14 61,067 947 663
    15 62,014 961 673
    16 62,975 976 683
    17 63,951 991 694
    18 64,942 1,007 705
    19 65,949 1,022 716
    20 66,971 1,038 727
    TOTAL $18,009 $12,607
  • 3
    LOCAL CD
    RIVER VALLEY
    0.15%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065

    All calculations are for demonstration purposes only.

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