Compare Savings vs. CDs
Comparison of Deposit Account from RIVERLAND with 0.98%
- September 2026
Long-Term Analysis of RIVERLAND with 0.98% APY and ACCLAIM with 0.70% APY and HOUSTON with 1.25% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.98%-$50,00036 MonthCredit Union1.29x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.98%Annual
InterestAnnual Interest
(After Tax)1 50,000 490 343 2 50,490 495 346 3 50,985 500 350 4 51,484 505 353 5 51,989 509 357 6 52,498 514 360 7 53,013 520 364 8 53,533 525 367 9 54,057 530 371 10 54,587 535 374 11 55,122 540 378 12 55,662 545 382 13 56,208 551 386 14 56,758 556 389 15 57,315 562 393 16 57,876 567 397 17 58,443 573 401 18 59,016 578 405 19 59,595 584 409 20 60,179 590 413 TOTAL $10,768 $7,538 - 2LOCAL CD0.70%-$50,00036 MonthCredit Union0.92x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 3LOCAL CD1.25%-$50,00060 MonthCredit Union1.35x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 625 438 2 50,625 633 443 3 51,258 641 449 4 51,899 649 454 5 52,547 657 460 6 53,204 665 466 7 53,869 673 471 8 54,543 682 477 9 55,224 690 483 10 55,915 699 489 11 56,614 708 495 12 57,321 717 502 13 58,038 725 508 14 58,763 735 514 15 59,498 744 521 16 60,241 753 527 17 60,994 762 534 18 61,757 772 540 19 62,529 782 547 20 63,310 791 554 TOTAL $14,102 $9,871
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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