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Comparison of Deposit Account from Rockhold Bank with 0.75% - May 2024


Long-Term Analysis of Rockhold Bank with 0.75% APY and Centennial Bank with 0.35% APY and Armed Forces Bank, National Association with 0.50% APY and MTC with 3.86% APY and BankFirst Financial Services with 0.30% APY and FIELDSTONE with 0.61% APY and KEMBA with 1.10% APY and The Community Bank with 0.90% APY and STAR CHOICE with 0.10% APY and Blue Ridge Bank, National Association with 0.20% APY and GENFED FINANCIAL with 0.35% APY and UMB Bank, National Association with 0.08% APY and SOUTHLAND with 0.60% APY and SOUTHLAND with 0.05% APY and TAPCO with 1.76% APY and PREMIER AMERICA with 4.00% APY and BROADVIEW with 3.00% APY and RADIFI with 2.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Rockhold Bank
    0.75%
    -
    $50,000
    36 Month
    Bank
    0.86x (National Avg. - 0.87%)
    $1,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 2
    LOCAL CD
    Centennial Bank
    0.35%
    -
    $50,000
    48 Month
    Bank
    0.37x (National Avg. - 0.95%)
    $100,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 3
    LOCAL CD
    Armed Forces Bank, National Association
    0.50%
    -
    $50,000
    36 Month
    Bank
    0.57x (National Avg. - 0.87%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 4
    LOCAL CD
    MTC
    3.86%
    -
    $50,000
    48 Month
    Credit Union
    4.06x (National Avg. - 0.95%)
    $250
     
    SCENARIO
    Year Rate
    3.86%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,930 1,351
    2 51,930 2,004 1,403
    3 53,934 2,082 1,457
    4 56,016 2,162 1,514
    5 58,179 2,246 1,572
    6 60,424 2,332 1,633
    7 62,757 2,422 1,696
    8 65,179 2,516 1,761
    9 67,695 2,613 1,829
    10 70,308 2,714 1,900
    11 73,022 2,819 1,973
    12 75,841 2,927 2,049
    13 78,768 3,040 2,128
    14 81,808 3,158 2,210
    15 84,966 3,280 2,296
    16 88,246 3,406 2,384
    17 91,652 3,538 2,476
    18 95,190 3,674 2,572
    19 98,864 3,816 2,671
    20 102,681 3,963 2,774
    TOTAL $56,644 $39,651
  • 5
    LOCAL CD
    BankFirst Financial Services
    0.30%
    -
    $50,000
    36 Month
    Bank
    0.34x (National Avg. - 0.87%)
    $100,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 6
    LOCAL CD
    FIELDSTONE
    0.61%
    -
    $50,000
    36 Month
    Credit Union
    0.70x (National Avg. - 0.87%)
    $100,000
     
    SCENARIO
    Year Rate
    0.61%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 306 214
    2 50,306 308 216
    3 50,614 310 217
    4 50,924 312 218
    5 51,235 314 219
    6 51,549 315 221
    7 51,864 317 222
    8 52,182 319 224
    9 52,501 321 225
    10 52,822 323 226
    11 53,146 325 228
    12 53,471 327 229
    13 53,798 329 230
    14 54,127 331 232
    15 54,459 333 233
    16 54,792 335 235
    17 55,127 337 236
    18 55,465 339 238
    19 55,804 342 239
    20 56,146 344 241
    TOTAL $6,489 $4,542
  • 7
    LOCAL CD
    KEMBA
    1.10%
    -
    $50,000
    36 Month
    Credit Union
    1.26x (National Avg. - 0.87%)
    $10,000
     
    SCENARIO
    Year Rate
    1.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 550 385
    2 50,550 556 389
    3 51,106 562 394
    4 51,668 568 398
    5 52,237 575 402
    6 52,811 581 407
    7 53,392 587 411
    8 53,979 594 416
    9 54,573 600 420
    10 55,173 607 425
    11 55,780 614 430
    12 56,394 620 434
    13 57,014 627 439
    14 57,641 634 444
    15 58,276 641 449
    16 58,917 648 454
    17 59,565 655 459
    18 60,220 662 464
    19 60,882 670 469
    20 61,552 677 474
    TOTAL $12,229 $8,560
  • 8
    LOCAL CD
    The Community Bank
    0.90%
    -
    $50,000
    36 Month
    Bank
    1.03x (National Avg. - 0.87%)
    $100,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 9
    N.A.
    STAR CHOICE
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.11x (National Avg. - 0.87%)
    $25,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 10
    LOCAL CD
    Blue Ridge Bank, National Association
    0.20%
    -
    $50,000
    6 Month
    Bank
    0.29x (National Avg. - 0.69%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 11
    LOCAL CD
    GENFED FINANCIAL
    0.35%
    -
    $50,000
    36 Month
    Credit Union
    0.40x (National Avg. - 0.87%)
    $100,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 12
    LOCAL SAVINGS
    UMB Bank, National Association
    0.08%
    -
    $50,000
    N.A.
    Bank
    0.37x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.08%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 40 28
    2 50,040 40 28
    3 50,080 40 28
    4 50,120 40 28
    5 50,160 40 28
    6 50,200 40 28
    7 50,240 40 28
    8 50,281 40 28
    9 50,321 40 28
    10 50,361 40 28
    11 50,401 40 28
    12 50,442 40 28
    13 50,482 40 28
    14 50,523 40 28
    15 50,563 40 28
    16 50,603 40 28
    17 50,644 41 28
    18 50,684 41 28
    19 50,725 41 28
    20 50,765 41 28
    TOTAL $806 $564
  • 13
    LOCAL CD
    SOUTHLAND
    0.60%
    -
    $50,000
    48 Month
    Credit Union
    0.63x (National Avg. - 0.95%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 302 211
    2 50,302 303 212
    3 50,605 305 214
    4 50,910 307 215
    5 51,217 309 216
    6 51,526 311 217
    7 51,836 313 219
    8 52,149 314 220
    9 52,464 316 221
    10 52,780 318 223
    11 53,098 320 224
    12 53,418 322 225
    13 53,740 324 227
    14 54,064 326 228
    15 54,390 328 230
    16 54,718 330 231
    17 55,048 332 232
    18 55,380 334 234
    19 55,714 336 235
    20 56,050 338 237
    TOTAL $6,388 $4,472
  • 14
    LOCAL SAVINGS
    SOUTHLAND
    0.05%
    -
    $50,000
    N.A.
    Credit Union
    0.23x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 15
    LOCAL CD
    TAPCO
    1.76%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    1.76%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 880 616
    2 50,880 895 627
    3 51,775 911 638
    4 52,687 927 649
    5 53,614 944 661
    6 54,558 960 672
    7 55,518 977 684
    8 56,495 994 696
    9 57,489 1,012 708
    10 58,501 1,030 721
    11 59,531 1,048 733
    12 60,578 1,066 746
    13 61,645 1,085 759
    14 62,730 1,104 773
    15 63,834 1,123 786
    16 64,957 1,143 800
    17 66,100 1,163 814
    18 67,264 1,184 829
    19 68,448 1,205 843
    20 69,652 1,226 858
    TOTAL $20,878 $14,615
  • 16
    LOCAL CD
    PREMIER AMERICA
    4.00%
    -
    $50,000
    9 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689
  • 17
    LOCAL SAVINGS
    BROADVIEW
    3.00%
    -
    $50,000
    N.A.
    Credit Union
    13.82x (National Avg. - 0.22%)
    $250,000
     
    SCENARIO
    Year Rate
    3.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,500 1,050
    2 51,500 1,545 1,082
    3 53,045 1,591 1,114
    4 54,636 1,639 1,147
    5 56,275 1,688 1,182
    6 57,964 1,739 1,217
    7 59,703 1,791 1,254
    8 61,494 1,845 1,291
    9 63,339 1,900 1,330
    10 65,239 1,957 1,370
    11 67,196 2,016 1,411
    12 69,212 2,076 1,453
    13 71,288 2,139 1,497
    14 73,427 2,203 1,542
    15 75,629 2,269 1,588
    16 77,898 2,337 1,636
    17 80,235 2,407 1,685
    18 82,642 2,479 1,735
    19 85,122 2,554 1,788
    20 87,675 2,630 1,841
    TOTAL $40,306 $28,214
  • 18
    LOCAL CD
    RADIFI
    2.75%
    -
    $50,000
    12 Month
    Credit Union
    3.28x (National Avg. - 0.84%)
    $25,000
     
    SCENARIO
    Year Rate
    2.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,375 963
    2 51,375 1,413 989
    3 52,788 1,452 1,016
    4 54,239 1,492 1,044
    5 55,731 1,533 1,073
    6 57,264 1,575 1,102
    7 58,838 1,618 1,133
    8 60,456 1,663 1,164
    9 62,119 1,708 1,196
    10 63,827 1,755 1,229
    11 65,583 1,804 1,262
    12 67,386 1,853 1,297
    13 69,239 1,904 1,333
    14 71,143 1,956 1,370
    15 73,100 2,010 1,407
    16 75,110 2,066 1,446
    17 77,175 2,122 1,486
    18 79,298 2,181 1,526
    19 81,478 2,241 1,568
    20 83,719 2,302 1,612
    TOTAL $36,021 $25,215

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

    Last change: ↓0.15% on May 13.
    3 Month CD.

    Last change: ↑0.09% on March 12.
    6 Month Jumbo CD.

    Last change: ↓0.05% on May 9.

    Last change: ↓0.36% on March 12.
    Early Withdrawal Penalty is 3 months interest.

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