Compare Savings vs. CDs
Comparison of Deposit Account from Saco & Biddeford Savings Institution with 0.55%
- October 2026
Long-Term Analysis of Saco & Biddeford Savings Institution with 0.43% APY and Saco & Biddeford Savings Institution with 0.50% APY and Saco & Biddeford Savings Institution with 0.55% APY and Saco & Biddeford Savings Institution with 0.68% APY and Saco & Biddeford Savings Institution with 0.88% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.43%-$50,00012 MonthBank0.78x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.43%Annual
InterestAnnual Interest
(After Tax)1 50,000 215 151 2 50,215 216 151 3 50,431 217 152 4 50,648 218 152 5 50,866 219 153 6 51,084 220 154 7 51,304 221 154 8 51,525 222 155 9 51,746 223 156 10 51,969 223 156 11 52,192 224 157 12 52,417 225 158 13 52,642 226 158 14 52,868 227 159 15 53,096 228 160 16 53,324 229 161 17 53,553 230 161 18 53,783 231 162 19 54,015 232 163 20 54,247 233 163 TOTAL $4,480 $3,136 - 2LOCAL CD0.50%-$50,00018 MonthBank0.86x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 3LOCAL CD0.55%-$50,00024 MonthBank0.83x (National Avg. - 0.67%)$10,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058 - 4LOCAL CD0.68%-$50,00036 MonthBank0.90x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.68%Annual
InterestAnnual Interest
(After Tax)1 50,000 340 238 2 50,340 342 240 3 50,682 345 241 4 51,027 347 243 5 51,374 349 245 6 51,723 352 246 7 52,075 354 248 8 52,429 357 250 9 52,786 359 251 10 53,145 361 253 11 53,506 364 255 12 53,870 366 256 13 54,236 369 258 14 54,605 371 260 15 54,976 374 262 16 55,350 376 263 17 55,726 379 265 18 56,105 382 267 19 56,487 384 269 20 56,871 387 271 TOTAL $7,258 $5,080 - 5LOCAL CD0.88%-$50,00060 MonthBank0.95x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
0.88%Annual
InterestAnnual Interest
(After Tax)1 50,000 440 308 2 50,440 444 311 3 50,884 448 313 4 51,332 452 316 5 51,783 456 319 6 52,239 460 322 7 52,699 464 325 8 53,163 468 327 9 53,630 472 330 10 54,102 476 333 11 54,578 480 336 12 55,059 485 339 13 55,543 489 342 14 56,032 493 345 15 56,525 497 348 16 57,022 502 351 17 57,524 506 354 18 58,030 511 357 19 58,541 515 361 20 59,056 520 364 TOTAL $9,576 $6,703
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.75% |
$0 |
Learn More | |
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Last change: ↑0.40% on October 11. |
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