Compare Savings vs. CDs
Comparison of Deposit Account from SAVANNAH SCHOOLS with 0.20%
- October 2026
Long-Term Analysis of CommerceOne Bank with 1.11% APY and SAVANNAH SCHOOLS with 0.20% APY and MONEY ONE with 0.61% APY and YOUR LEGACY with 0.40% APY and HONDA with 1.16% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.11%-$50,00060 MonthBank1.20x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.11%Annual
InterestAnnual Interest
(After Tax)1 50,000 555 389 2 50,555 561 393 3 51,116 567 397 4 51,684 574 402 5 52,257 580 406 6 52,837 586 411 7 53,424 593 415 8 54,017 600 420 9 54,616 606 424 10 55,223 613 429 11 55,836 620 434 12 56,455 627 439 13 57,082 634 444 14 57,716 641 448 15 58,356 648 453 16 59,004 655 458 17 59,659 662 464 18 60,321 670 469 19 60,991 677 474 20 61,668 685 479 TOTAL $12,352 $8,647 - 2LOCAL CD0.20%-$50,0006 MonthCredit Union0.50x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 100 70 2 50,100 100 70 3 50,200 100 70 4 50,301 101 70 5 50,401 101 71 6 50,502 101 71 7 50,603 101 71 8 50,704 101 71 9 50,806 102 71 10 50,907 102 71 11 51,009 102 71 12 51,111 102 72 13 51,213 102 72 14 51,316 103 72 15 51,418 103 72 16 51,521 103 72 17 51,624 103 72 18 51,727 103 72 19 51,831 104 73 20 51,935 104 73 TOTAL $2,038 $1,427 - 3LOCAL CD0.61%-$50,00018 MonthCredit Union1.05x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 305 214 2 50,305 307 215 3 50,612 309 216 4 50,921 311 217 5 51,231 313 219 6 51,544 314 220 7 51,858 316 221 8 52,174 318 223 9 52,493 320 224 10 52,813 322 226 11 53,135 324 227 12 53,459 326 228 13 53,785 328 230 14 54,113 330 231 15 54,444 332 232 16 54,776 334 234 17 55,110 336 235 18 55,446 338 237 19 55,784 340 238 20 56,124 342 240 TOTAL $6,467 $4,527 - 4LOCAL MONEY MARKET0.40%-$50,000N.A.Credit Union0.69x (National Avg. - 0.58%)$25,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 201 140 2 50,201 201 141 3 50,402 202 141 4 50,604 203 142 5 50,807 204 143 6 51,011 205 143 7 51,215 205 144 8 51,420 206 144 9 51,627 207 145 10 51,834 208 145 11 52,042 209 146 12 52,250 210 147 13 52,460 210 147 14 52,670 211 148 15 52,881 212 148 16 53,093 213 149 17 53,306 214 150 18 53,520 215 150 19 53,735 215 151 20 53,950 216 151 TOTAL $4,166 $2,917 - 5LOCAL CD1.16%-$50,00060 MonthCredit Union1.25x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.16%Annual
InterestAnnual Interest
(After Tax)1 50,000 580 406 2 50,580 587 411 3 51,167 594 415 4 51,760 600 420 5 52,361 607 425 6 52,968 614 430 7 53,582 622 435 8 54,204 629 440 9 54,833 636 445 10 55,469 643 450 11 56,112 651 456 12 56,763 658 461 13 57,422 666 466 14 58,088 674 472 15 58,762 682 477 16 59,443 690 483 17 60,133 698 488 18 60,830 706 494 19 61,536 714 500 20 62,250 722 505 TOTAL $12,972 $9,080
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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