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Comparison of Deposit Account from Security Bank with 1.13% - July 2025

Long-Term Analysis of NXT Bank with 0.35% APY and FIRST STATE BANK OF THE SOUTHEAST, INC with 0.35% APY and FIRST STATE BANK OF THE SOUTHEAST, INC with 0.45% APY and Security Bank with 1.13% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

NXT Bank

0.35%

$50,000

18 Month

Bank

0.60x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

FIRST STATE BANK OF THE SOUTHEAST, INC

0.35%

$50,000

18 Month

Bank

0.60x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

FIRST STATE BANK OF THE SOUTHEAST, INC

0.45%

$50,000

30 Month

Bank

N.A.

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

Security Bank

1.13%

$50,000

36 Month

Bank

1.50x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 1.13%	Annual Interest	Annual Interest (After Tax)
1	50,000	565	396
2	50,565	571	400
3	51,136	578	404
4	51,714	584	409
5	52,299	591	414
6	52,890	598	418
7	53,487	604	423
8	54,092	611	428
9	54,703	618	433
10	55,321	625	438
11	55,946	632	443
12	56,578	639	448
13	57,218	647	453
14	57,864	654	458
15	58,518	661	463
16	59,179	669	468
17	59,848	676	473
18	60,524	684	479
19	61,208	692	484
20	61,900	699	490
	TOTAL	$12,599	$8,820

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
Rising Bank, a division of Midwest BankCentre	4.51%	$1,000	Learn More
Last change: ↑0.06% on June 24.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from Security Bank with 1.13% - July 2025

Long-Term Analysis of NXT Bank with 0.35% APY and FIRST STATE BANK OF THE SOUTHEAST, INC with 0.35% APY and FIRST STATE BANK OF THE SOUTHEAST, INC with 0.45% APY and Security Bank with 1.13% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Security Bank with 1.13% - July 2025