Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Security Bank with 1.37% - June 2025

Long-Term Analysis of Community Resource Bank with 0.25% APY and Security Bank with 1.37% APY and GSL Savings Bank with 3.77% APY and Benchmark Community Bank with 3.80% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Community Resource Bank

0.25%

$50,000

6 Month

Bank

0.61x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

Security Bank

1.37%

$50,000

60 Month

Bank

1.49x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.37%	Annual Interest	Annual Interest (After Tax)
1	50,000	685	480
2	50,685	694	486
3	51,379	704	493
4	52,083	714	499
5	52,797	723	506
6	53,520	733	513
7	54,253	743	520
8	54,997	753	527
9	55,750	764	535
10	56,514	774	542
11	57,288	785	549
12	58,073	796	557
13	58,869	806	565
14	59,675	818	572
15	60,493	829	580
16	61,321	840	588
17	62,161	852	596
18	63,013	863	604
19	63,876	875	613
20	64,751	887	621
	TOTAL	$15,639	$10,947

LOCAL CD

GSL Savings Bank

3.77%

$50,000

18 Month

Bank

6.49x (National Avg. - 0.58%)

$500

SCENARIO

Year	Rate 3.77%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,885	1,320
2	51,885	1,956	1,369
3	53,841	2,030	1,421
4	55,871	2,106	1,474
5	57,977	2,186	1,530
6	60,163	2,268	1,588
7	62,431	2,354	1,648
8	64,785	2,442	1,710
9	67,227	2,534	1,774
10	69,762	2,630	1,841
11	72,392	2,729	1,910
12	75,121	2,832	1,982
13	77,953	2,939	2,057
14	80,892	3,050	2,135
15	83,941	3,165	2,215
16	87,106	3,284	2,299
17	90,390	3,408	2,385
18	93,797	3,536	2,475
19	97,334	3,669	2,569
20	101,003	3,808	2,665
	TOTAL	$54,811	$38,368

LOCAL CD

Benchmark Community Bank

3.80%

$50,000

24 Month

Bank

5.75x (National Avg. - 0.66%)

$501

SCENARIO

Year	Rate 3.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,900	1,330
2	51,900	1,972	1,381
3	53,872	2,047	1,433
4	55,919	2,125	1,487
5	58,044	2,206	1,544
6	60,250	2,289	1,603
7	62,539	2,376	1,664
8	64,916	2,467	1,727
9	67,383	2,561	1,792
10	69,943	2,658	1,860
11	72,601	2,759	1,931
12	75,360	2,864	2,005
13	78,224	2,972	2,081
14	81,196	3,085	2,160
15	84,282	3,203	2,242
16	87,484	3,324	2,327
17	90,809	3,451	2,416
18	94,259	3,582	2,507
19	97,841	3,718	2,603
20	101,559	3,859	2,701
	TOTAL	$55,419	$38,793

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from Security Bank with 1.37% - June 2025

Long-Term Analysis of Community Resource Bank with 0.25% APY and Security Bank with 1.37% APY and GSL Savings Bank with 3.77% APY and Benchmark Community Bank with 3.80% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Security Bank with 1.37% - June 2025