Compare Savings vs. CDs
Comparison of Deposit Account from SECURITY SERVICE with 2.15%
- September 2026
Long-Term Analysis of MYCOM with 0.15% APY and SECURITY SERVICE with 2.15% APY and SECURITY SERVICE with 3.75% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.15%-$50,000N.A.Credit UnionN.A.$10,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 2LOCAL CD2.15%-$50,00012 MonthCredit Union3.92x (National Avg. - 0.55%)$500SCENARIO
Year Rate
2.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,075 753 2 51,075 1,098 769 3 52,173 1,122 785 4 53,295 1,146 802 5 54,441 1,170 819 6 55,611 1,196 837 7 56,807 1,221 855 8 58,028 1,248 873 9 59,276 1,274 892 10 60,550 1,302 911 11 61,852 1,330 931 12 63,182 1,358 951 13 64,540 1,388 971 14 65,928 1,417 992 15 67,345 1,448 1,014 16 68,793 1,479 1,035 17 70,272 1,511 1,058 18 71,783 1,543 1,080 19 73,326 1,577 1,104 20 74,903 1,610 1,127 TOTAL $26,513 $18,559 - 3LOCAL CD3.75%-$50,0007 MonthCredit UnionN.A.$500SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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