Compare Savings vs. CDs
Comparison of Deposit Account from SFGI Direct, a division of Burke & Herbert Bank & Trust Company with 4.09%
- September 2026
Long-Term Analysis of SCE with 0.70% APY and SCE with 1.06% APY and HANSCOM with 3.75% APY and SFGI Direct, a division of Burke & Herbert Bank & Trust Company with 4.09% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.70%-$50,00012 MonthCredit Union1.28x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 2LOCAL CD1.06%-$50,00048 MonthCredit Union1.29x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 530 371 2 50,530 536 375 3 51,066 541 379 4 51,607 547 383 5 52,154 553 387 6 52,707 559 391 7 53,265 565 395 8 53,830 571 399 9 54,401 577 404 10 54,977 583 408 11 55,560 589 412 12 56,149 595 417 13 56,744 601 421 14 57,346 608 426 15 57,954 614 430 16 58,568 621 435 17 59,189 627 439 18 59,816 634 444 19 60,450 641 449 20 61,091 648 453 TOTAL $11,738 $8,217 - 3LOCAL CD3.75%-$50,00030 MonthCredit UnionN.A.$1,000SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085 - 4ONLINE CD4.09%-$50,0006 MonthOnline Bank10.15x (National Avg. - 0.40%)$1,000SCENARIO
Year Rate
4.09%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,045 1,432 2 52,045 2,129 1,490 3 54,174 2,216 1,551 4 56,389 2,306 1,614 5 58,696 2,401 1,680 6 61,096 2,499 1,749 7 63,595 2,601 1,821 8 66,196 2,707 1,895 9 68,904 2,818 1,973 10 71,722 2,933 2,053 11 74,655 3,053 2,137 12 77,709 3,178 2,225 13 80,887 3,308 2,316 14 84,195 3,444 2,411 15 87,639 3,584 2,509 16 91,223 3,731 2,612 17 94,954 3,884 2,719 18 98,838 4,042 2,830 19 102,880 4,208 2,945 20 107,088 4,380 3,066 TOTAL $61,468 $43,028
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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