Compare Savings vs. CDs
Comparison of Deposit Account from Sicily Island State Bank with 0.60% - August 2025


Long-Term Analysis of Sicily Island State Bank with 0.60% APY and Benchmark Community Bank with 2.25% APY and Benchmark Community Bank with 2.40% APY and Benchmark Community Bank with 2.25% APY and Benchmark Community Bank with 1.75% APY and Benchmark Community Bank with 2.00% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.60%
    -
    $50,000
    24 Month
    Bank
    0.91x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    2.25%
    -
    $50,000
    12 Month
    Bank
    4.08x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    2.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,125 788
    2 51,125 1,150 805
    3 52,275 1,176 823
    4 53,452 1,203 842
    5 54,654 1,230 861
    6 55,884 1,257 880
    7 57,141 1,286 900
    8 58,427 1,315 920
    9 59,742 1,344 941
    10 61,086 1,374 962
    11 62,460 1,405 984
    12 63,866 1,437 1,006
    13 65,302 1,469 1,029
    14 66,772 1,502 1,052
    15 68,274 1,536 1,075
    16 69,810 1,571 1,100
    17 71,381 1,606 1,124
    18 72,987 1,642 1,150
    19 74,629 1,679 1,175
    20 76,309 1,717 1,202
    TOTAL $28,025 $19,618
  • 3
    LOCAL CD
    2.40%
    -
    $50,000
    36 Month
    Bank
    3.18x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    2.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,200 840
    2 51,200 1,229 860
    3 52,429 1,258 881
    4 53,687 1,288 902
    5 54,976 1,319 924
    6 56,295 1,351 946
    7 57,646 1,384 968
    8 59,030 1,417 992
    9 60,446 1,451 1,015
    10 61,897 1,486 1,040
    11 63,383 1,521 1,065
    12 64,904 1,558 1,090
    13 66,461 1,595 1,117
    14 68,056 1,633 1,143
    15 69,690 1,673 1,171
    16 71,362 1,713 1,199
    17 73,075 1,754 1,228
    18 74,829 1,796 1,257
    19 76,625 1,839 1,287
    20 78,464 1,883 1,318
    TOTAL $30,347 $21,243
  • 4
    LOCAL CD
    2.25%
    -
    $50,000
    48 Month
    Bank
    2.75x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    2.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,125 788
    2 51,125 1,150 805
    3 52,275 1,176 823
    4 53,452 1,203 842
    5 54,654 1,230 861
    6 55,884 1,257 880
    7 57,141 1,286 900
    8 58,427 1,315 920
    9 59,742 1,344 941
    10 61,086 1,374 962
    11 62,460 1,405 984
    12 63,866 1,437 1,006
    13 65,302 1,469 1,029
    14 66,772 1,502 1,052
    15 68,274 1,536 1,075
    16 69,810 1,571 1,100
    17 71,381 1,606 1,124
    18 72,987 1,642 1,150
    19 74,629 1,679 1,175
    20 76,309 1,717 1,202
    TOTAL $28,025 $19,618
  • 5
    LOCAL CD
    1.75%
    -
    $50,000
    6 Month
    Bank
    4.28x (National Avg. - 0.41%)
    $500
     
    SCENARIO
    Year Rate
    1.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 875 613
    2 50,875 890 623
    3 51,765 906 634
    4 52,671 922 645
    5 53,593 938 657
    6 54,531 954 668
    7 55,485 971 680
    8 56,456 988 692
    9 57,444 1,005 704
    10 58,449 1,023 716
    11 59,472 1,041 729
    12 60,513 1,059 741
    13 61,572 1,078 754
    14 62,649 1,096 767
    15 63,746 1,116 781
    16 64,861 1,135 795
    17 65,996 1,155 808
    18 67,151 1,175 823
    19 68,327 1,196 837
    20 69,522 1,217 852
    TOTAL $20,739 $14,517
  • 6
    LOCAL CD
    2.00%
    -
    $50,000
    60 Month
    Bank
    2.17x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    2.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,000 700
    2 51,000 1,020 714
    3 52,020 1,040 728
    4 53,060 1,061 743
    5 54,122 1,082 758
    6 55,204 1,104 773
    7 56,308 1,126 788
    8 57,434 1,149 804
    9 58,583 1,172 820
    10 59,755 1,195 837
    11 60,950 1,219 853
    12 62,169 1,243 870
    13 63,412 1,268 888
    14 64,680 1,294 906
    15 65,974 1,319 924
    16 67,293 1,346 942
    17 68,639 1,373 961
    18 70,012 1,400 980
    19 71,412 1,428 1,000
    20 72,841 1,457 1,020
    TOTAL $24,297 $17,008

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

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