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Comparison of Deposit Account from SKYLA with 1.00% - June 2025


Long-Term Analysis of GREATER KC PUBLIC SAFETY with 0.75% APY and SKYLA with 1.00% APY and TEXANS with 1.56% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    GREATER KC PUBLIC SAFETY
    0.75%
    -
    $50,000
    24 Month
    Credit Union
    1.13x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 2
    LOCAL MONEY MARKET
    SKYLA
    1.00%
    -
    $50,000
    N.A.
    Credit Union
    1.51x (National Avg. - 0.66%)
    $25,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 3
    LOCAL CD
    TEXANS
    1.56%
    -
    $50,000
    60 Month
    Credit Union
    1.70x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.56%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 780 546
    2 50,780 792 555
    3 51,572 805 563
    4 52,377 817 572
    5 53,194 830 581
    6 54,024 843 590
    7 54,866 856 599
    8 55,722 869 608
    9 56,592 883 618
    10 57,474 897 628
    11 58,371 911 637
    12 59,282 925 647
    13 60,206 939 657
    14 61,146 954 668
    15 62,099 969 678
    16 63,068 984 689
    17 64,052 999 699
    18 65,051 1,015 710
    19 66,066 1,031 721
    20 67,097 1,047 733
    TOTAL $18,143 $12,700

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

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    Last Update on June 15, 2025

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