Compare Savings vs. CDs
Comparison of Deposit Account from SNB Bank, National Association with 0.31%
- October 2026
Long-Term Analysis of SNB Bank, National Association with 0.26% APY and SNB Bank, National Association with 0.31% APY and Extraco Banks, National Association with 0.25% APY and State Bank of Texas with 3.76% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.26%-$50,00036 MonthBank0.34x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.26%Annual
InterestAnnual Interest
(After Tax)1 50,000 130 91 2 50,130 130 91 3 50,260 131 91 4 50,391 131 92 5 50,522 131 92 6 50,653 132 92 7 50,785 132 92 8 50,917 132 93 9 51,050 133 93 10 51,182 133 93 11 51,315 133 93 12 51,449 134 94 13 51,583 134 94 14 51,717 134 94 15 51,851 135 94 16 51,986 135 95 17 52,121 136 95 18 52,257 136 95 19 52,392 136 95 20 52,529 137 96 TOTAL $2,665 $1,866 - 2LOCAL CD0.31%-$50,00048 MonthBank0.38x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 155 109 2 50,155 155 109 3 50,310 156 109 4 50,466 156 110 5 50,623 157 110 6 50,780 157 110 7 50,937 158 111 8 51,095 158 111 9 51,254 159 111 10 51,412 159 112 11 51,572 160 112 12 51,732 160 112 13 51,892 161 113 14 52,053 161 113 15 52,214 162 113 16 52,376 162 114 17 52,539 163 114 18 52,701 163 114 19 52,865 164 115 20 53,029 164 115 TOTAL $3,193 $2,235 - 3LOCAL CD0.25%-$50,0006 MonthBank0.62x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 4LOCAL MONEY MARKET3.76%-$50,000N.A.Bank9.31x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
3.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,880 1,316 2 51,880 1,951 1,365 3 53,831 2,024 1,417 4 55,855 2,100 1,470 5 57,955 2,179 1,525 6 60,134 2,261 1,583 7 62,395 2,346 1,642 8 64,741 2,434 1,704 9 67,175 2,526 1,768 10 69,701 2,621 1,835 11 72,322 2,719 1,904 12 75,041 2,822 1,975 13 77,863 2,928 2,049 14 80,790 3,038 2,126 15 83,828 3,152 2,206 16 86,980 3,270 2,289 17 90,250 3,393 2,375 18 93,644 3,521 2,465 19 97,165 3,653 2,557 20 100,818 3,791 2,654 TOTAL $54,609 $38,226
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.75% |
$0 |
Learn More | |
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Last change: ↑0.40% on October 11. |
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