Compare Savings vs. CDs
Comparison of Deposit Account from SOUTH BEND FIREFIGHTERS with 1.16% - June 2025


Long-Term Analysis of The Union State Bank of Everest with 0.60% APY and SOUTH BEND FIREFIGHTERS with 1.16% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.60%
    -
    $50,000
    48 Month
    Bank
    0.73x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    1.16%
    -
    $50,000
    36 Month
    Credit Union
    1.53x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    1.16%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 578 404
    2 50,578 584 409
    3 51,162 591 414
    4 51,753 598 418
    5 52,350 605 423
    6 52,955 612 428
    7 53,567 619 433
    8 54,185 626 438
    9 54,811 633 443
    10 55,444 640 448
    11 56,085 648 453
    12 56,732 655 459
    13 57,388 663 464
    14 58,050 670 469
    15 58,721 678 475
    16 59,399 686 480
    17 60,085 694 486
    18 60,779 702 491
    19 61,481 710 497
    20 62,191 718 503
    TOTAL $12,910 $9,037

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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