This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.16% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 578 | 404 |
| 2 | 50,578 | 584 | 409 |
| 3 | 51,162 | 591 | 414 |
| 4 | 51,753 | 598 | 418 |
| 5 | 52,350 | 605 | 423 |
| 6 | 52,955 | 612 | 428 |
| 7 | 53,567 | 619 | 433 |
| 8 | 54,185 | 626 | 438 |
| 9 | 54,811 | 633 | 443 |
| 10 | 55,444 | 640 | 448 |
| 11 | 56,085 | 648 | 453 |
| 12 | 56,732 | 655 | 459 |
| 13 | 57,388 | 663 | 464 |
| 14 | 58,050 | 670 | 469 |
| 15 | 58,721 | 678 | 475 |
| 16 | 59,399 | 686 | 480 |
| 17 | 60,085 | 694 | 486 |
| 18 | 60,779 | 702 | 491 |
| 19 | 61,481 | 710 | 497 |
| 20 | 62,191 | 718 | 503 |
| TOTAL | $12,910 | $9,037 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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