Compare Savings vs. CDs
Comparison of Deposit Account from SOUTHERN SECURITY with 0.50%
- September 2026
Long-Term Analysis of SOUTHERN SECURITY with 0.50% APY and DEER VALLEY with 0.10% APY and SM with 1.40% APY and DESCO with 0.65% APY and PACIFIC CREST with 0.22% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.50%-$50,0006 MonthCredit Union1.24x (National Avg. - 0.40%)$50,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 2LOCAL MONEY MARKET0.10%-$50,000N.A.Credit Union0.25x (National Avg. - 0.40%)$2,500SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 3LOCAL CD1.40%-$50,00060 MonthCredit Union1.51x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 700 490 2 50,700 710 497 3 51,410 720 504 4 52,130 730 511 5 52,859 740 518 6 53,599 750 525 7 54,350 761 533 8 55,111 772 540 9 55,882 782 548 10 56,665 793 555 11 57,458 804 563 12 58,262 816 571 13 59,078 827 579 14 59,905 839 587 15 60,744 850 595 16 61,594 862 604 17 62,456 874 612 18 63,331 887 621 19 64,217 899 629 20 65,117 912 638 TOTAL $16,028 $11,220 - 4LOCAL CD0.65%-$50,00012 MonthCredit Union1.18x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 325 228 2 50,325 327 229 3 50,652 329 230 4 50,981 331 232 5 51,313 334 233 6 51,646 336 235 7 51,982 338 237 8 52,320 340 238 9 52,660 342 240 10 53,002 345 241 11 53,347 347 243 12 53,693 349 244 13 54,042 351 246 14 54,394 354 247 15 54,747 356 249 16 55,103 358 251 17 55,461 360 252 18 55,822 363 254 19 56,185 365 256 20 56,550 368 257 TOTAL $6,917 $4,842 - 5LOCAL CD0.22%-$50,00024 MonthCredit Union0.33x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.22%Annual
InterestAnnual Interest
(After Tax)1 50,000 110 77 2 50,110 110 77 3 50,220 110 77 4 50,331 111 78 5 50,441 111 78 6 50,552 111 78 7 50,664 111 78 8 50,775 112 78 9 50,887 112 78 10 50,999 112 79 11 51,111 112 79 12 51,223 113 79 13 51,336 113 79 14 51,449 113 79 15 51,562 113 79 16 51,676 114 80 17 51,789 114 80 18 51,903 114 80 19 52,017 114 80 20 52,132 115 80 TOTAL $2,247 $1,573
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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