Compare Savings vs. CDs
Comparison of Deposit Account from SOUTHLAND with 0.50% - October 2026


Long-Term Analysis of SOUTHLAND with 0.50% APY and SOUTHLAND with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.50%
    -
    $50,000
    36 Month
    Credit Union
    0.66x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 251 176
    2 50,251 252 177
    3 50,503 254 177
    4 50,757 255 178
    5 51,012 256 179
    6 51,268 257 180
    7 51,525 259 181
    8 51,784 260 182
    9 52,044 261 183
    10 52,305 263 184
    11 52,567 264 185
    12 52,831 265 186
    13 53,097 267 187
    14 53,363 268 188
    15 53,631 269 188
    16 53,900 271 189
    17 54,171 272 190
    18 54,443 273 191
    19 54,716 275 192
    20 54,991 276 193
    TOTAL $5,267 $3,687
  • 2
    LOCAL CD
    0.75%
    -
    $50,000
    60 Month
    Credit Union
    0.81x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 377 264
    2 50,377 379 266
    3 50,756 382 268
    4 51,138 385 270
    5 51,523 388 272
    6 51,911 391 274
    7 52,302 394 276
    8 52,696 397 278
    9 53,093 400 280
    10 53,492 403 282
    11 53,895 406 284
    12 54,301 409 286
    13 54,710 412 288
    14 55,122 415 291
    15 55,537 418 293
    16 55,955 421 295
    17 56,376 425 297
    18 56,801 428 299
    19 57,229 431 302
    20 57,660 434 304
    TOTAL $8,094 $5,666

    All calculations are for demonstration purposes only.

    Featured CD Rates

    Advertiser Disclosure
    ONLINE BANKS APY? MIN?

    Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD.

    12-Month

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.10% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.81% on April 27.

    Last change: ↑0.80% on April 27.
    Early Withdrawal Penalty is 90 days interest.