Compare Savings vs. CDs
Comparison of Deposit Account from SOUTHWEST LOUISIANA with 1.46% - December 2025


Long-Term Analysis of SOUTHWEST LOUISIANA with 1.46% APY and FINANCIAL BUILDERS with 4.56% APY and FINANCIAL BUILDERS with 4.58% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.46%
    -
    $50,000
    36 Month
    Credit Union
    1.94x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    1.46%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 730 511
    2 50,730 741 518
    3 51,471 751 526
    4 52,222 762 534
    5 52,985 774 542
    6 53,758 785 549
    7 54,543 796 557
    8 55,339 808 566
    9 56,147 820 574
    10 56,967 832 582
    11 57,799 844 591
    12 58,643 856 599
    13 59,499 869 608
    14 60,367 881 617
    15 61,249 894 626
    16 62,143 907 635
    17 63,050 921 644
    18 63,971 934 654
    19 64,905 948 663
    20 65,853 961 673
    TOTAL $16,814 $11,770
  • 2
    LOCAL CD
    4.56%
    -
    $50,000
    13 Month
    Credit Union
    N.A.
    $500
     
    SCENARIO
    Year Rate
    4.56%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,280 1,596
    2 52,280 2,384 1,669
    3 54,664 2,493 1,745
    4 57,157 2,606 1,824
    5 59,763 2,725 1,908
    6 62,488 2,849 1,995
    7 65,338 2,979 2,086
    8 68,317 3,115 2,181
    9 71,432 3,257 2,280
    10 74,690 3,406 2,384
    11 78,095 3,561 2,493
    12 81,657 3,724 2,606
    13 85,380 3,893 2,725
    14 89,273 4,071 2,850
    15 93,344 4,257 2,980
    16 97,601 4,451 3,115
    17 102,051 4,654 3,257
    18 106,705 4,866 3,406
    19 111,571 5,088 3,561
    20 116,658 5,320 3,724
    TOTAL $71,978 $50,385
  • 3
    LOCAL CD
    4.58%
    -
    $50,000
    25 Month
    Credit Union
    N.A.
    $500
     
    SCENARIO
    Year Rate
    4.58%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,290 1,603
    2 52,290 2,395 1,676
    3 54,685 2,505 1,753
    4 57,189 2,619 1,833
    5 59,809 2,739 1,917
    6 62,548 2,865 2,005
    7 65,413 2,996 2,097
    8 68,409 3,133 2,193
    9 71,542 3,277 2,294
    10 74,818 3,427 2,399
    11 78,245 3,584 2,509
    12 81,829 3,748 2,623
    13 85,576 3,919 2,744
    14 89,496 4,099 2,869
    15 93,595 4,287 3,001
    16 97,881 4,483 3,138
    17 102,364 4,688 3,282
    18 107,053 4,903 3,432
    19 111,956 5,128 3,589
    20 117,083 5,362 3,754
    TOTAL $72,445 $50,712

    All calculations are for demonstration purposes only.

    Featured CD Rates

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