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Comparison of Deposit Account from Southwestern National Bank with 0.63% - June 2025


Long-Term Analysis of Liberty Bank and Trust Company with 0.53% APY and Southwestern National Bank with 0.63% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Liberty Bank and Trust Company
    0.53%
    -
    $50,000
    24 Month
    Bank
    0.80x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.53%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 265 186
    2 50,265 266 186
    3 50,531 268 187
    4 50,799 269 188
    5 51,068 271 189
    6 51,339 272 190
    7 51,611 274 191
    8 51,885 275 192
    9 52,160 276 194
    10 52,436 278 195
    11 52,714 279 196
    12 52,993 281 197
    13 53,274 282 198
    14 53,557 284 199
    15 53,841 285 200
    16 54,126 287 201
    17 54,413 288 202
    18 54,701 290 203
    19 54,991 291 204
    20 55,283 293 205
    TOTAL $5,576 $3,903
  • 2
    LOCAL CD
    Southwestern National Bank
    0.63%
    -
    $50,000
    12 Month
    Bank
    1.13x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.63%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 313 219
    2 50,313 314 220
    3 50,627 316 221
    4 50,943 318 223
    5 51,262 320 224
    6 51,582 322 226
    7 51,905 324 227
    8 52,229 326 229
    9 52,555 328 230
    10 52,884 331 231
    11 53,214 333 233
    12 53,547 335 234
    13 53,882 337 236
    14 54,218 339 237
    15 54,557 341 239
    16 54,898 343 240
    17 55,241 345 242
    18 55,587 347 243
    19 55,934 350 245
    20 56,284 352 246
    TOTAL $6,635 $4,645

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

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    Last Update on June 17, 2025

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