This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 488 | 341 |
| 2 | 50,488 | 492 | 345 |
| 3 | 50,980 | 497 | 348 |
| 4 | 51,477 | 502 | 351 |
| 5 | 51,979 | 507 | 355 |
| 6 | 52,485 | 512 | 358 |
| 7 | 52,997 | 517 | 362 |
| 8 | 53,514 | 522 | 365 |
| 9 | 54,036 | 527 | 369 |
| 10 | 54,563 | 532 | 372 |
| 11 | 55,095 | 537 | 376 |
| 12 | 55,632 | 542 | 380 |
| 13 | 56,174 | 548 | 383 |
| 14 | 56,722 | 553 | 387 |
| 15 | 57,275 | 558 | 391 |
| 16 | 57,833 | 564 | 395 |
| 17 | 58,397 | 569 | 399 |
| 18 | 58,967 | 575 | 402 |
| 19 | 59,541 | 581 | 406 |
| 20 | 60,122 | 586 | 410 |
| TOTAL | $10,708 | $7,496 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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