This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 373 | 261 |
| 2 | 50,373 | 375 | 263 |
| 3 | 50,748 | 378 | 265 |
| 4 | 51,126 | 381 | 267 |
| 5 | 51,507 | 384 | 269 |
| 6 | 51,890 | 387 | 271 |
| 7 | 52,277 | 389 | 273 |
| 8 | 52,667 | 392 | 275 |
| 9 | 53,059 | 395 | 277 |
| 10 | 53,454 | 398 | 279 |
| 11 | 53,852 | 401 | 281 |
| 12 | 54,254 | 404 | 283 |
| 13 | 54,658 | 407 | 285 |
| 14 | 55,065 | 410 | 287 |
| 15 | 55,475 | 413 | 289 |
| 16 | 55,889 | 416 | 291 |
| 17 | 56,305 | 419 | 294 |
| 18 | 56,724 | 423 | 296 |
| 19 | 57,147 | 426 | 298 |
| 20 | 57,573 | 429 | 300 |
| TOTAL | $8,002 | $5,601 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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