Compare Savings vs. CDs
Comparison of Deposit Account from St. Louis Bank with 0.25%
- October 2026
Long-Term Analysis of Today's Bank with 0.29% APY and Today's Bank with 0.22% APY and St. Louis Bank with 0.25% APY and Dieterich Bank with 0.55% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.29%-$50,0006 MonthBank0.72x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.29%Annual
InterestAnnual Interest
(After Tax)1 50,000 145 102 2 50,145 145 102 3 50,290 146 102 4 50,436 146 102 5 50,583 147 103 6 50,729 147 103 7 50,876 148 103 8 51,024 148 104 9 51,172 148 104 10 51,320 149 104 11 51,469 149 104 12 51,618 150 105 13 51,768 150 105 14 51,918 151 105 15 52,069 151 106 16 52,220 151 106 17 52,371 152 106 18 52,523 152 107 19 52,675 153 107 20 52,828 153 107 TOTAL $2,981 $2,087 - 2LOCAL MONEY MARKET0.22%-$50,000N.A.Bank0.54x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.22%Annual
InterestAnnual Interest
(After Tax)1 50,000 110 77 2 50,110 110 77 3 50,220 110 77 4 50,331 111 78 5 50,441 111 78 6 50,552 111 78 7 50,664 111 78 8 50,775 112 78 9 50,887 112 78 10 50,999 112 79 11 51,111 112 79 12 51,223 113 79 13 51,336 113 79 14 51,449 113 79 15 51,562 113 79 16 51,676 114 80 17 51,789 114 80 18 51,903 114 80 19 52,017 114 80 20 52,132 115 80 TOTAL $2,247 $1,573 - 3LOCAL MONEY MARKET0.25%-$50,000N.A.Bank0.62x (National Avg. - 0.40%)$25,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 4LOCAL SAVINGS0.55%-$50,000N.A.Bank2.35x (National Avg. - 0.23%)$25SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.70% |
$500 |
Learn More | |
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Last change: ↑0.66% on April 27. |
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