This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,610 | 1,827 |
| 2 | 52,610 | 2,746 | 1,922 |
| 3 | 55,356 | 2,890 | 2,023 |
| 4 | 58,246 | 3,040 | 2,128 |
| 5 | 61,286 | 3,199 | 2,239 |
| 6 | 64,485 | 3,366 | 2,356 |
| 7 | 67,852 | 3,542 | 2,479 |
| 8 | 71,393 | 3,727 | 2,609 |
| 9 | 75,120 | 3,921 | 2,745 |
| 10 | 79,041 | 4,126 | 2,888 |
| 11 | 83,167 | 4,341 | 3,039 |
| 12 | 87,509 | 4,568 | 3,198 |
| 13 | 92,077 | 4,806 | 3,364 |
| 14 | 96,883 | 5,057 | 3,540 |
| 15 | 101,940 | 5,321 | 3,725 |
| 16 | 107,262 | 5,599 | 3,919 |
| 17 | 112,861 | 5,891 | 4,124 |
| 18 | 118,752 | 6,199 | 4,339 |
| 19 | 124,951 | 6,522 | 4,566 |
| 20 | 131,473 | 6,863 | 4,804 |
| TOTAL | $88,336 | $61,835 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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