Compare Savings vs. CDs
Comparison of Deposit Account from Sterling Bank with 1.00%
- October 2026
Long-Term Analysis of Sterling Bank with 1.00% APY and Sterling Bank with 1.05% APY and Florence Bank with 2.13% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.00%-$50,00018 MonthBank1.72x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 2LOCAL CD1.05%-$50,00024 MonthBank1.58x (National Avg. - 0.67%)$10,000SCENARIO
Year Rate
1.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 525 368 2 50,525 531 371 3 51,056 536 375 4 51,592 542 379 5 52,133 547 383 6 52,681 553 387 7 53,234 559 391 8 53,793 565 395 9 54,358 571 400 10 54,928 577 404 11 55,505 583 408 12 56,088 589 412 13 56,677 595 417 14 57,272 601 421 15 57,873 608 425 16 58,481 614 430 17 59,095 620 434 18 59,716 627 439 19 60,343 634 444 20 60,976 640 448 TOTAL $11,616 $8,131 - 3LOCAL CD2.13%-$50,00030 MonthBankN.A.$500SCENARIO
Year Rate
2.13%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,065 746 2 51,065 1,088 761 3 52,153 1,111 778 4 53,264 1,135 794 5 54,398 1,159 811 6 55,557 1,183 828 7 56,740 1,209 846 8 57,949 1,234 864 9 59,183 1,261 882 10 60,444 1,287 901 11 61,731 1,315 920 12 63,046 1,343 940 13 64,389 1,371 960 14 65,760 1,401 980 15 67,161 1,431 1,001 16 68,591 1,461 1,023 17 70,052 1,492 1,044 18 71,545 1,524 1,067 19 73,068 1,556 1,089 20 74,625 1,590 1,113 TOTAL $26,214 $18,350
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.70% |
$500 |
Learn More | |
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Last change: ↑0.66% on April 27. |
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