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Comparison of Deposit Account from SUMMIT with 2.50% - August 2025


Long-Term Analysis of LBS FINANCIAL with 0.60% APY and TOGETHER with 0.80% APY and ALTAONE with 0.55% APY and AURORA with 0.90% APY and KRAFTCOR with 0.80% APY and SUMMIT with 2.50% APY and PREMIER MEMBERS with 4.11% APY and TOWER with 1.55% APY and TEXAS DOW EMPLOYEES with 2.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    LBS FINANCIAL
    0.60%
    -
    $50,000
    12 Month
    Credit Union
    1.09x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    TOGETHER
    0.80%
    -
    $50,000
    18 Month
    Credit Union
    1.38x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 3
    LOCAL CD
    ALTAONE
    0.55%
    -
    $50,000
    18 Month
    Credit Union
    0.95x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 4
    LOCAL CD
    AURORA
    0.90%
    -
    $50,000
    36 Month
    Credit Union
    1.19x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 5
    LOCAL CD
    KRAFTCOR
    0.80%
    -
    $50,000
    6 Month
    Credit Union
    1.96x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 401 281
    2 50,401 404 283
    3 50,805 407 285
    4 51,213 411 288
    5 51,623 414 290
    6 52,037 417 292
    7 52,455 421 294
    8 52,875 424 297
    9 53,300 427 299
    10 53,727 431 302
    11 54,158 434 304
    12 54,592 438 306
    13 55,030 441 309
    14 55,471 445 311
    15 55,916 448 314
    16 56,365 452 316
    17 56,817 456 319
    18 57,272 459 322
    19 57,732 463 324
    20 58,195 467 327
    TOTAL $8,661 $6,063
  • 6
    LOCAL CD
    SUMMIT
    2.50%
    -
    $50,000
    24 Month
    Credit Union
    3.79x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    2.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,250 875
    2 51,250 1,281 897
    3 52,531 1,313 919
    4 53,845 1,346 942
    5 55,191 1,380 966
    6 56,570 1,414 990
    7 57,985 1,450 1,015
    8 59,434 1,486 1,040
    9 60,920 1,523 1,066
    10 62,443 1,561 1,093
    11 64,004 1,600 1,120
    12 65,604 1,640 1,148
    13 67,244 1,681 1,177
    14 68,926 1,723 1,206
    15 70,649 1,766 1,236
    16 72,415 1,810 1,267
    17 74,225 1,856 1,299
    18 76,081 1,902 1,331
    19 77,983 1,950 1,365
    20 79,933 1,998 1,399
    TOTAL $31,931 $22,352
  • 7
    LOCAL CD
    PREMIER MEMBERS
    4.11%
    -
    $50,000
    6 Month
    Credit Union
    10.05x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    4.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,055 1,439
    2 52,055 2,139 1,498
    3 54,194 2,227 1,559
    4 56,422 2,319 1,623
    5 58,741 2,414 1,690
    6 61,155 2,513 1,759
    7 63,669 2,617 1,832
    8 66,285 2,724 1,907
    9 69,010 2,836 1,985
    10 71,846 2,953 2,067
    11 74,799 3,074 2,152
    12 77,873 3,201 2,240
    13 81,074 3,332 2,332
    14 84,406 3,469 2,428
    15 87,875 3,612 2,528
    16 91,486 3,760 2,632
    17 95,247 3,915 2,740
    18 99,161 4,076 2,853
    19 103,237 4,243 2,970
    20 107,480 4,417 3,092
    TOTAL $61,897 $43,328
  • 8
    LOCAL CD
    TOWER
    1.55%
    -
    $50,000
    6 Month
    Credit Union
    3.79x (National Avg. - 0.41%)
    $500
     
    SCENARIO
    Year Rate
    1.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 775 543
    2 50,775 787 551
    3 51,562 799 559
    4 52,361 812 568
    5 53,173 824 577
    6 53,997 837 586
    7 54,834 850 595
    8 55,684 863 604
    9 56,547 876 614
    10 57,423 890 623
    11 58,314 904 633
    12 59,217 918 643
    13 60,135 932 652
    14 61,067 947 663
    15 62,014 961 673
    16 62,975 976 683
    17 63,951 991 694
    18 64,942 1,007 705
    19 65,949 1,022 716
    20 66,971 1,038 727
    TOTAL $18,009 $12,607
  • 9
    LOCAL CD
    TEXAS DOW EMPLOYEES
    2.40%
    -
    $50,000
    6 Month
    Credit Union
    5.87x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    2.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,200 840
    2 51,200 1,229 860
    3 52,429 1,258 881
    4 53,687 1,288 902
    5 54,976 1,319 924
    6 56,295 1,351 946
    7 57,646 1,384 968
    8 59,030 1,417 992
    9 60,446 1,451 1,015
    10 61,897 1,486 1,040
    11 63,383 1,521 1,065
    12 64,904 1,558 1,090
    13 66,461 1,595 1,117
    14 68,056 1,633 1,143
    15 69,690 1,673 1,171
    16 71,362 1,713 1,199
    17 73,075 1,754 1,228
    18 74,829 1,796 1,257
    19 76,625 1,839 1,287
    20 78,464 1,883 1,318
    TOTAL $30,347 $21,243

    All calculations are for demonstration purposes only.

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