Compare Savings vs. CDs
Comparison of Deposit Account from SUN with 0.69%
- October 2026
Long-Term Analysis of SUN with 0.69% APY and THREE RIVERS with 2.25% APY and WHATCOM EDUCATIONAL with 0.75% APY and WHATCOM EDUCATIONAL with 0.75% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD0.69%-$50,00036 MonthCredit Union0.91x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.69%Annual
InterestAnnual Interest
(After Tax)1 50,000 345 242 2 50,345 347 243 3 50,692 350 245 4 51,042 352 247 5 51,394 355 248 6 51,749 357 250 7 52,106 360 252 8 52,466 362 253 9 52,828 365 255 10 53,192 367 257 11 53,559 370 259 12 53,929 372 260 13 54,301 375 262 14 54,675 377 264 15 55,053 380 266 16 55,433 382 268 17 55,815 385 270 18 56,200 388 271 19 56,588 390 273 20 56,978 393 275 TOTAL $7,372 $5,160 - 2LOCAL CD2.25%-$50,00036 MonthCredit Union2.96x (National Avg. - 0.76%)$1,000SCENARIO
Year Rate
2.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,125 788 2 51,125 1,150 805 3 52,275 1,176 823 4 53,452 1,203 842 5 54,654 1,230 861 6 55,884 1,257 880 7 57,141 1,286 900 8 58,427 1,315 920 9 59,742 1,344 941 10 61,086 1,374 962 11 62,460 1,405 984 12 63,866 1,437 1,006 13 65,302 1,469 1,029 14 66,772 1,502 1,052 15 68,274 1,536 1,075 16 69,810 1,571 1,100 17 71,381 1,606 1,124 18 72,987 1,642 1,150 19 74,629 1,679 1,175 20 76,309 1,717 1,202 TOTAL $28,025 $19,618 - 3LOCAL CD0.75%-$50,00036 MonthCredit Union0.99x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 375 263 2 50,375 378 264 3 50,753 381 266 4 51,133 384 268 5 51,517 386 270 6 51,903 389 272 7 52,293 392 275 8 52,685 395 277 9 53,080 398 279 10 53,478 401 281 11 53,879 404 283 12 54,283 407 285 13 54,690 410 287 14 55,101 413 289 15 55,514 416 291 16 55,930 419 294 17 56,350 423 296 18 56,772 426 298 19 57,198 429 300 20 57,627 432 303 TOTAL $8,059 $5,641 - 4LOCAL CD0.75%-$50,00048 MonthCredit Union0.91x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 375 263 2 50,375 378 264 3 50,753 381 266 4 51,133 384 268 5 51,517 386 270 6 51,903 389 272 7 52,293 392 275 8 52,685 395 277 9 53,080 398 279 10 53,478 401 281 11 53,879 404 283 12 54,283 407 285 13 54,690 410 287 14 55,101 413 289 15 55,514 416 291 16 55,930 419 294 17 56,350 423 296 18 56,772 426 298 19 57,198 429 300 20 57,627 432 303 TOTAL $8,059 $5,641
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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