Compare Savings vs. CDs
Comparison of Deposit Account from SUNCOAST with 4.25%
- October 2026
Long-Term Analysis of SUNCOAST with 4.25% APY and ALIVE with 1.17% APY and TEXOMA EDUCATORS with 0.17% APY and TOGETHER with 0.25% APY and PARTNERS with 3.50% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD4.25%-$50,00036 MonthCredit Union5.60x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
4.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,125 1,488 2 52,125 2,215 1,551 3 54,340 2,309 1,617 4 56,650 2,408 1,685 5 59,057 2,510 1,757 6 61,567 2,617 1,832 7 64,184 2,728 1,909 8 66,912 2,844 1,991 9 69,756 2,965 2,075 10 72,720 3,091 2,163 11 75,811 3,222 2,255 12 79,033 3,359 2,351 13 82,392 3,502 2,451 14 85,893 3,650 2,555 15 89,544 3,806 2,664 16 93,349 3,967 2,777 17 97,317 4,136 2,895 18 101,453 4,312 3,018 19 105,764 4,495 3,146 20 110,259 4,686 3,280 TOTAL $64,945 $45,462 - 2LOCAL CD1.17%-$50,00048 MonthCredit Union1.42x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.17%Annual
InterestAnnual Interest
(After Tax)1 50,000 585 410 2 50,585 592 414 3 51,177 599 419 4 51,776 606 424 5 52,381 613 429 6 52,994 620 434 7 53,614 627 439 8 54,242 635 444 9 54,876 642 449 10 55,518 650 455 11 56,168 657 460 12 56,825 665 465 13 57,490 673 471 14 58,162 681 476 15 58,843 688 482 16 59,531 697 488 17 60,228 705 493 18 60,933 713 499 19 61,646 721 505 20 62,367 730 511 TOTAL $13,096 $9,168 - 3LOCAL CD0.17%-$50,00024 MonthCredit Union0.26x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.17%Annual
InterestAnnual Interest
(After Tax)1 50,000 85 60 2 50,085 85 60 3 50,170 85 60 4 50,255 85 60 5 50,341 86 60 6 50,426 86 60 7 50,512 86 60 8 50,598 86 60 9 50,684 86 60 10 50,770 86 60 11 50,857 86 61 12 50,943 87 61 13 51,030 87 61 14 51,116 87 61 15 51,203 87 61 16 51,290 87 61 17 51,377 87 61 18 51,465 87 61 19 51,552 88 61 20 51,640 88 61 TOTAL $1,728 $1,209 - 4LOCAL MONEY MARKET0.25%-$50,000N.A.Credit Union0.38x (National Avg. - 0.66%)$2,500SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 5LOCAL CD3.50%-$50,0006 MonthCredit Union8.66x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
3.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,750 1,225 2 51,750 1,811 1,268 3 53,561 1,875 1,312 4 55,436 1,940 1,358 5 57,376 2,008 1,406 6 59,384 2,078 1,455 7 61,463 2,151 1,506 8 63,614 2,226 1,559 9 65,840 2,304 1,613 10 68,145 2,385 1,670 11 70,530 2,469 1,728 12 72,998 2,555 1,788 13 75,553 2,644 1,851 14 78,198 2,737 1,916 15 80,935 2,833 1,983 16 83,767 2,932 2,052 17 86,699 3,034 2,124 18 89,734 3,141 2,198 19 92,874 3,251 2,275 20 96,125 3,364 2,355 TOTAL $49,489 $34,643
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.95% |
$10,000 |
Learn More | |
|
Last change: ↑0.45% on October 1. |
||||
|
|
4.85% |
$10,000 |
Learn More | |
|
Last change: ↑0.35% on October 1. |
||||
|
|
4.80% |
$10,000 |
Learn More | |
|
Last change: ↑0.30% on October 1. |
||||
|
|
4.65% |
$1,000 |
Learn More | |
|
Last change: ↑0.35% on September 25. |
||||
