This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
| Year | Rate 0.50% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 250 | 175 | 
| 2 | 50,250 | 251 | 176 | 
| 3 | 50,501 | 253 | 177 | 
| 4 | 50,754 | 254 | 178 | 
| 5 | 51,008 | 255 | 179 | 
| 6 | 51,263 | 256 | 179 | 
| 7 | 51,519 | 258 | 180 | 
| 8 | 51,776 | 259 | 181 | 
| 9 | 52,035 | 260 | 182 | 
| 10 | 52,296 | 261 | 183 | 
| 11 | 52,557 | 263 | 184 | 
| 12 | 52,820 | 264 | 185 | 
| 13 | 53,084 | 265 | 186 | 
| 14 | 53,349 | 267 | 187 | 
| 15 | 53,616 | 268 | 188 | 
| 16 | 53,884 | 269 | 189 | 
| 17 | 54,154 | 271 | 190 | 
| 18 | 54,424 | 272 | 190 | 
| 19 | 54,696 | 273 | 191 | 
| 20 | 54,970 | 275 | 192 | 
| TOTAL | $5,245 | $3,671 | 
| Year | Rate 0.20% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 100 | 70 | 
| 2 | 50,100 | 100 | 70 | 
| 3 | 50,200 | 100 | 70 | 
| 4 | 50,301 | 101 | 70 | 
| 5 | 50,401 | 101 | 71 | 
| 6 | 50,502 | 101 | 71 | 
| 7 | 50,603 | 101 | 71 | 
| 8 | 50,704 | 101 | 71 | 
| 9 | 50,806 | 102 | 71 | 
| 10 | 50,907 | 102 | 71 | 
| 11 | 51,009 | 102 | 71 | 
| 12 | 51,111 | 102 | 72 | 
| 13 | 51,213 | 102 | 72 | 
| 14 | 51,316 | 103 | 72 | 
| 15 | 51,418 | 103 | 72 | 
| 16 | 51,521 | 103 | 72 | 
| 17 | 51,624 | 103 | 72 | 
| 18 | 51,727 | 103 | 72 | 
| 19 | 51,831 | 104 | 73 | 
| 20 | 51,935 | 104 | 73 | 
| TOTAL | $2,038 | $1,427 | 
| Year | Rate 0.95% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 475 | 333 | 
| 2 | 50,475 | 480 | 336 | 
| 3 | 50,955 | 484 | 339 | 
| 4 | 51,439 | 489 | 342 | 
| 5 | 51,927 | 493 | 345 | 
| 6 | 52,421 | 498 | 349 | 
| 7 | 52,919 | 503 | 352 | 
| 8 | 53,421 | 508 | 355 | 
| 9 | 53,929 | 512 | 359 | 
| 10 | 54,441 | 517 | 362 | 
| 11 | 54,958 | 522 | 365 | 
| 12 | 55,480 | 527 | 369 | 
| 13 | 56,007 | 532 | 372 | 
| 14 | 56,540 | 537 | 376 | 
| 15 | 57,077 | 542 | 380 | 
| 16 | 57,619 | 547 | 383 | 
| 17 | 58,166 | 553 | 387 | 
| 18 | 58,719 | 558 | 390 | 
| 19 | 59,277 | 563 | 394 | 
| 20 | 59,840 | 568 | 398 | 
| TOTAL | $10,408 | $7,286 | 
| Year | Rate 1.05% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 525 | 368 | 
| 2 | 50,525 | 531 | 371 | 
| 3 | 51,056 | 536 | 375 | 
| 4 | 51,592 | 542 | 379 | 
| 5 | 52,133 | 547 | 383 | 
| 6 | 52,681 | 553 | 387 | 
| 7 | 53,234 | 559 | 391 | 
| 8 | 53,793 | 565 | 395 | 
| 9 | 54,358 | 571 | 400 | 
| 10 | 54,928 | 577 | 404 | 
| 11 | 55,505 | 583 | 408 | 
| 12 | 56,088 | 589 | 412 | 
| 13 | 56,677 | 595 | 417 | 
| 14 | 57,272 | 601 | 421 | 
| 15 | 57,873 | 608 | 425 | 
| 16 | 58,481 | 614 | 430 | 
| 17 | 59,095 | 620 | 434 | 
| 18 | 59,716 | 627 | 439 | 
| 19 | 60,343 | 634 | 444 | 
| 20 | 60,976 | 640 | 448 | 
| TOTAL | $11,616 | $8,131 | 
| Year | Rate 1.25% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 625 | 438 | 
| 2 | 50,625 | 633 | 443 | 
| 3 | 51,258 | 641 | 449 | 
| 4 | 51,899 | 649 | 454 | 
| 5 | 52,547 | 657 | 460 | 
| 6 | 53,204 | 665 | 466 | 
| 7 | 53,869 | 673 | 471 | 
| 8 | 54,543 | 682 | 477 | 
| 9 | 55,224 | 690 | 483 | 
| 10 | 55,915 | 699 | 489 | 
| 11 | 56,614 | 708 | 495 | 
| 12 | 57,321 | 717 | 502 | 
| 13 | 58,038 | 725 | 508 | 
| 14 | 58,763 | 735 | 514 | 
| 15 | 59,498 | 744 | 521 | 
| 16 | 60,241 | 753 | 527 | 
| 17 | 60,994 | 762 | 534 | 
| 18 | 61,757 | 772 | 540 | 
| 19 | 62,529 | 782 | 547 | 
| 20 | 63,310 | 791 | 554 | 
| TOTAL | $14,102 | $9,871 | 
| Year | Rate 0.25% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 125 | 88 | 
| 2 | 50,125 | 125 | 88 | 
| 3 | 50,250 | 126 | 88 | 
| 4 | 50,376 | 126 | 88 | 
| 5 | 50,502 | 126 | 88 | 
| 6 | 50,628 | 127 | 89 | 
| 7 | 50,755 | 127 | 89 | 
| 8 | 50,882 | 127 | 89 | 
| 9 | 51,009 | 128 | 89 | 
| 10 | 51,136 | 128 | 89 | 
| 11 | 51,264 | 128 | 90 | 
| 12 | 51,392 | 128 | 90 | 
| 13 | 51,521 | 129 | 90 | 
| 14 | 51,650 | 129 | 90 | 
| 15 | 51,779 | 129 | 91 | 
| 16 | 51,908 | 130 | 91 | 
| 17 | 52,038 | 130 | 91 | 
| 18 | 52,168 | 130 | 91 | 
| 19 | 52,298 | 131 | 92 | 
| 20 | 52,429 | 131 | 92 | 
| TOTAL | $2,560 | $1,792 | 
| Year | Rate 0.70% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 350 | 245 | 
| 2 | 50,350 | 352 | 247 | 
| 3 | 50,702 | 355 | 248 | 
| 4 | 51,057 | 357 | 250 | 
| 5 | 51,415 | 360 | 252 | 
| 6 | 51,775 | 362 | 254 | 
| 7 | 52,137 | 365 | 255 | 
| 8 | 52,502 | 368 | 257 | 
| 9 | 52,870 | 370 | 259 | 
| 10 | 53,240 | 373 | 261 | 
| 11 | 53,612 | 375 | 263 | 
| 12 | 53,988 | 378 | 265 | 
| 13 | 54,366 | 381 | 266 | 
| 14 | 54,746 | 383 | 268 | 
| 15 | 55,129 | 386 | 270 | 
| 16 | 55,515 | 389 | 272 | 
| 17 | 55,904 | 391 | 274 | 
| 18 | 56,295 | 394 | 276 | 
| 19 | 56,689 | 397 | 278 | 
| 20 | 57,086 | 400 | 280 | 
| TOTAL | $7,486 | $5,240 | 
| Year | Rate 1.27% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 635 | 445 | 
| 2 | 50,635 | 643 | 450 | 
| 3 | 51,278 | 651 | 456 | 
| 4 | 51,929 | 660 | 462 | 
| 5 | 52,589 | 668 | 468 | 
| 6 | 53,257 | 676 | 473 | 
| 7 | 53,933 | 685 | 479 | 
| 8 | 54,618 | 694 | 486 | 
| 9 | 55,312 | 702 | 492 | 
| 10 | 56,014 | 711 | 498 | 
| 11 | 56,725 | 720 | 504 | 
| 12 | 57,446 | 730 | 511 | 
| 13 | 58,175 | 739 | 517 | 
| 14 | 58,914 | 748 | 524 | 
| 15 | 59,662 | 758 | 530 | 
| 16 | 60,420 | 767 | 537 | 
| 17 | 61,188 | 777 | 544 | 
| 18 | 61,965 | 787 | 551 | 
| 19 | 62,752 | 797 | 558 | 
| 20 | 63,549 | 807 | 565 | 
| TOTAL | $14,356 | $10,049 | 
| Year | Rate 0.80% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 400 | 280 | 
| 2 | 50,400 | 403 | 282 | 
| 3 | 50,803 | 406 | 284 | 
| 4 | 51,210 | 410 | 287 | 
| 5 | 51,619 | 413 | 289 | 
| 6 | 52,032 | 416 | 291 | 
| 7 | 52,449 | 420 | 294 | 
| 8 | 52,868 | 423 | 296 | 
| 9 | 53,291 | 426 | 298 | 
| 10 | 53,717 | 430 | 301 | 
| 11 | 54,147 | 433 | 303 | 
| 12 | 54,580 | 437 | 306 | 
| 13 | 55,017 | 440 | 308 | 
| 14 | 55,457 | 444 | 311 | 
| 15 | 55,901 | 447 | 313 | 
| 16 | 56,348 | 451 | 316 | 
| 17 | 56,799 | 454 | 318 | 
| 18 | 57,253 | 458 | 321 | 
| 19 | 57,711 | 462 | 323 | 
| 20 | 58,173 | 465 | 326 | 
| TOTAL | $8,638 | $6,047 | 
| Year | Rate 0.88% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 440 | 308 | 
| 2 | 50,440 | 444 | 311 | 
| 3 | 50,884 | 448 | 313 | 
| 4 | 51,332 | 452 | 316 | 
| 5 | 51,783 | 456 | 319 | 
| 6 | 52,239 | 460 | 322 | 
| 7 | 52,699 | 464 | 325 | 
| 8 | 53,163 | 468 | 327 | 
| 9 | 53,630 | 472 | 330 | 
| 10 | 54,102 | 476 | 333 | 
| 11 | 54,578 | 480 | 336 | 
| 12 | 55,059 | 485 | 339 | 
| 13 | 55,543 | 489 | 342 | 
| 14 | 56,032 | 493 | 345 | 
| 15 | 56,525 | 497 | 348 | 
| 16 | 57,022 | 502 | 351 | 
| 17 | 57,524 | 506 | 354 | 
| 18 | 58,030 | 511 | 357 | 
| 19 | 58,541 | 515 | 361 | 
| 20 | 59,056 | 520 | 364 | 
| TOTAL | $9,576 | $6,703 | 
| Year | Rate 3.20% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 1,600 | 1,120 | 
| 2 | 51,600 | 1,651 | 1,156 | 
| 3 | 53,251 | 1,704 | 1,193 | 
| 4 | 54,955 | 1,759 | 1,231 | 
| 5 | 56,714 | 1,815 | 1,270 | 
| 6 | 58,529 | 1,873 | 1,311 | 
| 7 | 60,402 | 1,933 | 1,353 | 
| 8 | 62,334 | 1,995 | 1,396 | 
| 9 | 64,329 | 2,059 | 1,441 | 
| 10 | 66,388 | 2,124 | 1,487 | 
| 11 | 68,512 | 2,192 | 1,535 | 
| 12 | 70,704 | 2,263 | 1,584 | 
| 13 | 72,967 | 2,335 | 1,634 | 
| 14 | 75,302 | 2,410 | 1,687 | 
| 15 | 77,712 | 2,487 | 1,741 | 
| 16 | 80,198 | 2,566 | 1,796 | 
| 17 | 82,765 | 2,648 | 1,854 | 
| 18 | 85,413 | 2,733 | 1,913 | 
| 19 | 88,146 | 2,821 | 1,974 | 
| 20 | 90,967 | 2,911 | 2,038 | 
| TOTAL | $43,878 | $30,715 | 
| Year | Rate 1.00% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 500 | 350 | 
| 2 | 50,500 | 505 | 354 | 
| 3 | 51,005 | 510 | 357 | 
| 4 | 51,515 | 515 | 361 | 
| 5 | 52,030 | 520 | 364 | 
| 6 | 52,551 | 526 | 368 | 
| 7 | 53,076 | 531 | 372 | 
| 8 | 53,607 | 536 | 375 | 
| 9 | 54,143 | 541 | 379 | 
| 10 | 54,684 | 547 | 383 | 
| 11 | 55,231 | 552 | 387 | 
| 12 | 55,783 | 558 | 390 | 
| 13 | 56,341 | 563 | 394 | 
| 14 | 56,905 | 569 | 398 | 
| 15 | 57,474 | 575 | 402 | 
| 16 | 58,048 | 580 | 406 | 
| 17 | 58,629 | 586 | 410 | 
| 18 | 59,215 | 592 | 415 | 
| 19 | 59,807 | 598 | 419 | 
| 20 | 60,405 | 604 | 423 | 
| TOTAL | $11,010 | $7,707 | 
| Year | Rate 1.51% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 755 | 529 | 
| 2 | 50,755 | 766 | 536 | 
| 3 | 51,521 | 778 | 545 | 
| 4 | 52,299 | 790 | 553 | 
| 5 | 53,089 | 802 | 561 | 
| 6 | 53,891 | 814 | 570 | 
| 7 | 54,704 | 826 | 578 | 
| 8 | 55,531 | 839 | 587 | 
| 9 | 56,369 | 851 | 596 | 
| 10 | 57,220 | 864 | 605 | 
| 11 | 58,084 | 877 | 614 | 
| 12 | 58,961 | 890 | 623 | 
| 13 | 59,852 | 904 | 633 | 
| 14 | 60,755 | 917 | 642 | 
| 15 | 61,673 | 931 | 652 | 
| 16 | 62,604 | 945 | 662 | 
| 17 | 63,549 | 960 | 672 | 
| 18 | 64,509 | 974 | 682 | 
| 19 | 65,483 | 989 | 692 | 
| 20 | 66,472 | 1,004 | 703 | 
| TOTAL | $17,476 | $12,233 | 
| Year | Rate 0.05% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 25 | 18 | 
| 2 | 50,025 | 25 | 18 | 
| 3 | 50,050 | 25 | 18 | 
| 4 | 50,075 | 25 | 18 | 
| 5 | 50,100 | 25 | 18 | 
| 6 | 50,125 | 25 | 18 | 
| 7 | 50,150 | 25 | 18 | 
| 8 | 50,175 | 25 | 18 | 
| 9 | 50,200 | 25 | 18 | 
| 10 | 50,225 | 25 | 18 | 
| 11 | 50,251 | 25 | 18 | 
| 12 | 50,276 | 25 | 18 | 
| 13 | 50,301 | 25 | 18 | 
| 14 | 50,326 | 25 | 18 | 
| 15 | 50,351 | 25 | 18 | 
| 16 | 50,376 | 25 | 18 | 
| 17 | 50,402 | 25 | 18 | 
| 18 | 50,427 | 25 | 18 | 
| 19 | 50,452 | 25 | 18 | 
| 20 | 50,477 | 25 | 18 | 
| TOTAL | $502 | $352 | 
| Year | Rate 0.35% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 175 | 123 | 
| 2 | 50,175 | 176 | 123 | 
| 3 | 50,351 | 176 | 123 | 
| 4 | 50,527 | 177 | 124 | 
| 5 | 50,704 | 177 | 124 | 
| 6 | 50,881 | 178 | 125 | 
| 7 | 51,059 | 179 | 125 | 
| 8 | 51,238 | 179 | 126 | 
| 9 | 51,417 | 180 | 126 | 
| 10 | 51,597 | 181 | 126 | 
| 11 | 51,778 | 181 | 127 | 
| 12 | 51,959 | 182 | 127 | 
| 13 | 52,141 | 182 | 128 | 
| 14 | 52,323 | 183 | 128 | 
| 15 | 52,507 | 184 | 129 | 
| 16 | 52,690 | 184 | 129 | 
| 17 | 52,875 | 185 | 130 | 
| 18 | 53,060 | 186 | 130 | 
| 19 | 53,245 | 186 | 130 | 
| 20 | 53,432 | 187 | 131 | 
| TOTAL | $3,619 | $2,533 | 
| Year | Rate 1.00% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 500 | 350 | 
| 2 | 50,500 | 505 | 354 | 
| 3 | 51,005 | 510 | 357 | 
| 4 | 51,515 | 515 | 361 | 
| 5 | 52,030 | 520 | 364 | 
| 6 | 52,551 | 526 | 368 | 
| 7 | 53,076 | 531 | 372 | 
| 8 | 53,607 | 536 | 375 | 
| 9 | 54,143 | 541 | 379 | 
| 10 | 54,684 | 547 | 383 | 
| 11 | 55,231 | 552 | 387 | 
| 12 | 55,783 | 558 | 390 | 
| 13 | 56,341 | 563 | 394 | 
| 14 | 56,905 | 569 | 398 | 
| 15 | 57,474 | 575 | 402 | 
| 16 | 58,048 | 580 | 406 | 
| 17 | 58,629 | 586 | 410 | 
| 18 | 59,215 | 592 | 415 | 
| 19 | 59,807 | 598 | 419 | 
| 20 | 60,405 | 604 | 423 | 
| TOTAL | $11,010 | $7,707 | 
| Year | Rate 4.00% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 2,000 | 1,400 | 
| 2 | 52,000 | 2,080 | 1,456 | 
| 3 | 54,080 | 2,163 | 1,514 | 
| 4 | 56,243 | 2,250 | 1,575 | 
| 5 | 58,493 | 2,340 | 1,638 | 
| 6 | 60,833 | 2,433 | 1,703 | 
| 7 | 63,266 | 2,531 | 1,771 | 
| 8 | 65,797 | 2,632 | 1,842 | 
| 9 | 68,428 | 2,737 | 1,916 | 
| 10 | 71,166 | 2,847 | 1,993 | 
| 11 | 74,012 | 2,960 | 2,072 | 
| 12 | 76,973 | 3,079 | 2,155 | 
| 13 | 80,052 | 3,202 | 2,241 | 
| 14 | 83,254 | 3,330 | 2,331 | 
| 15 | 86,584 | 3,463 | 2,424 | 
| 16 | 90,047 | 3,602 | 2,521 | 
| 17 | 93,649 | 3,746 | 2,622 | 
| 18 | 97,395 | 3,896 | 2,727 | 
| 19 | 101,291 | 4,052 | 2,836 | 
| 20 | 105,342 | 4,214 | 2,950 | 
| TOTAL | $59,556 | $41,689 | 
| Year | Rate 0.10% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 50 | 35 | 
| 2 | 50,050 | 50 | 35 | 
| 3 | 50,100 | 50 | 35 | 
| 4 | 50,150 | 50 | 35 | 
| 5 | 50,200 | 50 | 35 | 
| 6 | 50,251 | 50 | 35 | 
| 7 | 50,301 | 50 | 35 | 
| 8 | 50,351 | 50 | 35 | 
| 9 | 50,401 | 50 | 35 | 
| 10 | 50,452 | 50 | 35 | 
| 11 | 50,502 | 51 | 35 | 
| 12 | 50,553 | 51 | 35 | 
| 13 | 50,603 | 51 | 35 | 
| 14 | 50,654 | 51 | 35 | 
| 15 | 50,705 | 51 | 35 | 
| 16 | 50,755 | 51 | 36 | 
| 17 | 50,806 | 51 | 36 | 
| 18 | 50,857 | 51 | 36 | 
| 19 | 50,908 | 51 | 36 | 
| 20 | 50,959 | 51 | 36 | 
| TOTAL | $1,010 | $707 | 
| Year | Rate 0.55% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 275 | 193 | 
| 2 | 50,275 | 277 | 194 | 
| 3 | 50,552 | 278 | 195 | 
| 4 | 50,830 | 280 | 196 | 
| 5 | 51,109 | 281 | 197 | 
| 6 | 51,390 | 283 | 198 | 
| 7 | 51,673 | 284 | 199 | 
| 8 | 51,957 | 286 | 200 | 
| 9 | 52,243 | 287 | 201 | 
| 10 | 52,530 | 289 | 202 | 
| 11 | 52,819 | 291 | 203 | 
| 12 | 53,110 | 292 | 204 | 
| 13 | 53,402 | 294 | 206 | 
| 14 | 53,695 | 295 | 207 | 
| 15 | 53,991 | 297 | 208 | 
| 16 | 54,288 | 299 | 209 | 
| 17 | 54,586 | 300 | 210 | 
| 18 | 54,886 | 302 | 211 | 
| 19 | 55,188 | 304 | 212 | 
| 20 | 55,492 | 305 | 214 | 
| TOTAL | $5,797 | $4,058 | 
| Year | Rate 0.08% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 40 | 28 | 
| 2 | 50,040 | 40 | 28 | 
| 3 | 50,080 | 40 | 28 | 
| 4 | 50,120 | 40 | 28 | 
| 5 | 50,160 | 40 | 28 | 
| 6 | 50,200 | 40 | 28 | 
| 7 | 50,240 | 40 | 28 | 
| 8 | 50,281 | 40 | 28 | 
| 9 | 50,321 | 40 | 28 | 
| 10 | 50,361 | 40 | 28 | 
| 11 | 50,401 | 40 | 28 | 
| 12 | 50,442 | 40 | 28 | 
| 13 | 50,482 | 40 | 28 | 
| 14 | 50,523 | 40 | 28 | 
| 15 | 50,563 | 40 | 28 | 
| 16 | 50,603 | 40 | 28 | 
| 17 | 50,644 | 41 | 28 | 
| 18 | 50,684 | 41 | 28 | 
| 19 | 50,725 | 41 | 28 | 
| 20 | 50,765 | 41 | 28 | 
| TOTAL | $806 | $564 | 
| Year | Rate 0.20% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 100 | 70 | 
| 2 | 50,100 | 100 | 70 | 
| 3 | 50,200 | 100 | 70 | 
| 4 | 50,301 | 101 | 70 | 
| 5 | 50,401 | 101 | 71 | 
| 6 | 50,502 | 101 | 71 | 
| 7 | 50,603 | 101 | 71 | 
| 8 | 50,704 | 101 | 71 | 
| 9 | 50,806 | 102 | 71 | 
| 10 | 50,907 | 102 | 71 | 
| 11 | 51,009 | 102 | 71 | 
| 12 | 51,111 | 102 | 72 | 
| 13 | 51,213 | 102 | 72 | 
| 14 | 51,316 | 103 | 72 | 
| 15 | 51,418 | 103 | 72 | 
| 16 | 51,521 | 103 | 72 | 
| 17 | 51,624 | 103 | 72 | 
| 18 | 51,727 | 103 | 72 | 
| 19 | 51,831 | 104 | 73 | 
| 20 | 51,935 | 104 | 73 | 
| TOTAL | $2,038 | $1,427 | 
| Year | Rate 0.85% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 425 | 298 | 
| 2 | 50,425 | 429 | 300 | 
| 3 | 50,854 | 432 | 303 | 
| 4 | 51,286 | 436 | 305 | 
| 5 | 51,722 | 440 | 308 | 
| 6 | 52,161 | 443 | 310 | 
| 7 | 52,605 | 447 | 313 | 
| 8 | 53,052 | 451 | 316 | 
| 9 | 53,503 | 455 | 318 | 
| 10 | 53,958 | 459 | 321 | 
| 11 | 54,416 | 463 | 324 | 
| 12 | 54,879 | 466 | 327 | 
| 13 | 55,345 | 470 | 329 | 
| 14 | 55,816 | 474 | 332 | 
| 15 | 56,290 | 478 | 335 | 
| 16 | 56,769 | 483 | 338 | 
| 17 | 57,251 | 487 | 341 | 
| 18 | 57,738 | 491 | 344 | 
| 19 | 58,229 | 495 | 346 | 
| 20 | 58,724 | 499 | 349 | 
| TOTAL | $9,223 | $6,456 | 
| Year | Rate 0.25% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 125 | 88 | 
| 2 | 50,125 | 125 | 88 | 
| 3 | 50,250 | 126 | 88 | 
| 4 | 50,376 | 126 | 88 | 
| 5 | 50,502 | 126 | 88 | 
| 6 | 50,628 | 127 | 89 | 
| 7 | 50,755 | 127 | 89 | 
| 8 | 50,882 | 127 | 89 | 
| 9 | 51,009 | 128 | 89 | 
| 10 | 51,136 | 128 | 89 | 
| 11 | 51,264 | 128 | 90 | 
| 12 | 51,392 | 128 | 90 | 
| 13 | 51,521 | 129 | 90 | 
| 14 | 51,650 | 129 | 90 | 
| 15 | 51,779 | 129 | 91 | 
| 16 | 51,908 | 130 | 91 | 
| 17 | 52,038 | 130 | 91 | 
| 18 | 52,168 | 130 | 91 | 
| 19 | 52,298 | 131 | 92 | 
| 20 | 52,429 | 131 | 92 | 
| TOTAL | $2,560 | $1,792 | 
| Year | Rate 0.25% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 125 | 88 | 
| 2 | 50,125 | 125 | 88 | 
| 3 | 50,250 | 126 | 88 | 
| 4 | 50,376 | 126 | 88 | 
| 5 | 50,502 | 126 | 88 | 
| 6 | 50,628 | 127 | 89 | 
| 7 | 50,755 | 127 | 89 | 
| 8 | 50,882 | 127 | 89 | 
| 9 | 51,009 | 128 | 89 | 
| 10 | 51,136 | 128 | 89 | 
| 11 | 51,264 | 128 | 90 | 
| 12 | 51,392 | 128 | 90 | 
| 13 | 51,521 | 129 | 90 | 
| 14 | 51,650 | 129 | 90 | 
| 15 | 51,779 | 129 | 91 | 
| 16 | 51,908 | 130 | 91 | 
| 17 | 52,038 | 130 | 91 | 
| 18 | 52,168 | 130 | 91 | 
| 19 | 52,298 | 131 | 92 | 
| 20 | 52,429 | 131 | 92 | 
| TOTAL | $2,560 | $1,792 | 
| Year | Rate 0.75% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 375 | 263 | 
| 2 | 50,375 | 378 | 264 | 
| 3 | 50,753 | 381 | 266 | 
| 4 | 51,133 | 384 | 268 | 
| 5 | 51,517 | 386 | 270 | 
| 6 | 51,903 | 389 | 272 | 
| 7 | 52,293 | 392 | 275 | 
| 8 | 52,685 | 395 | 277 | 
| 9 | 53,080 | 398 | 279 | 
| 10 | 53,478 | 401 | 281 | 
| 11 | 53,879 | 404 | 283 | 
| 12 | 54,283 | 407 | 285 | 
| 13 | 54,690 | 410 | 287 | 
| 14 | 55,101 | 413 | 289 | 
| 15 | 55,514 | 416 | 291 | 
| 16 | 55,930 | 419 | 294 | 
| 17 | 56,350 | 423 | 296 | 
| 18 | 56,772 | 426 | 298 | 
| 19 | 57,198 | 429 | 300 | 
| 20 | 57,627 | 432 | 303 | 
| TOTAL | $8,059 | $5,641 | 
| Year | Rate 3.50% | Annual Interest | Annual Interest (After Tax) | 
| 1 | 50,000 | 1,750 | 1,225 | 
| 2 | 51,750 | 1,811 | 1,268 | 
| 3 | 53,561 | 1,875 | 1,312 | 
| 4 | 55,436 | 1,940 | 1,358 | 
| 5 | 57,376 | 2,008 | 1,406 | 
| 6 | 59,384 | 2,078 | 1,455 | 
| 7 | 61,463 | 2,151 | 1,506 | 
| 8 | 63,614 | 2,226 | 1,559 | 
| 9 | 65,840 | 2,304 | 1,613 | 
| 10 | 68,145 | 2,385 | 1,670 | 
| 11 | 70,530 | 2,469 | 1,728 | 
| 12 | 72,998 | 2,555 | 1,788 | 
| 13 | 75,553 | 2,644 | 1,851 | 
| 14 | 78,198 | 2,737 | 1,916 | 
| 15 | 80,935 | 2,833 | 1,983 | 
| 16 | 83,767 | 2,932 | 2,052 | 
| 17 | 86,699 | 3,034 | 2,124 | 
| 18 | 89,734 | 3,141 | 2,198 | 
| 19 | 92,874 | 3,251 | 2,275 | 
| 20 | 96,125 | 3,364 | 2,355 | 
| TOTAL | $49,489 | $34,643 | 
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|  | 4.35% | $1,000 | Learn More | |
| Last change: ↑2.35% on September 16. | ||||
|  | 4.34% | $500 | Learn More | |
| Last change: ↑1.66% on April 4. | ||||
|  | 4.34% | $500 | Learn More | |
| 
                         
                                               
                               Last change: ↑0.66% on February 4. | ||||
|  | 4.30% | $50,000 | Learn More | |
| Last change: ↓0.15% on September 23. | ||||
|  | 4.25% | $25,000 | Learn More | |
| 
                         
                                               
                               Last change: ↓0.16% on September 18. | ||||