Compare Savings vs. CDs
Comparison of Deposit Account from Sunnyside Federal Savings and Loan Association of Irvington with 2.25% - November 2025


Long-Term Analysis of Sunnyside Federal Savings and Loan Association of Irvington with 2.25% APY and State Bank of India with 4.37% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    2.25%
    -
    $50,000
    12 Month
    Bank
    4.10x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    2.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,125 788
    2 51,125 1,150 805
    3 52,275 1,176 823
    4 53,452 1,203 842
    5 54,654 1,230 861
    6 55,884 1,257 880
    7 57,141 1,286 900
    8 58,427 1,315 920
    9 59,742 1,344 941
    10 61,086 1,374 962
    11 62,460 1,405 984
    12 63,866 1,437 1,006
    13 65,302 1,469 1,029
    14 66,772 1,502 1,052
    15 68,274 1,536 1,075
    16 69,810 1,571 1,100
    17 71,381 1,606 1,124
    18 72,987 1,642 1,150
    19 74,629 1,679 1,175
    20 76,309 1,717 1,202
    TOTAL $28,025 $19,618
  • 2
    LOCAL CD
    4.37%
    -
    $50,000
    12 Month
    Bank
    7.96x (National Avg. - 0.55%)
    $1,000
     
    SCENARIO
    Year Rate
    4.37%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,185 1,530
    2 52,185 2,280 1,596
    3 54,465 2,380 1,666
    4 56,846 2,484 1,739
    5 59,330 2,593 1,815
    6 61,922 2,706 1,894
    7 64,629 2,824 1,977
    8 67,453 2,948 2,063
    9 70,400 3,076 2,154
    10 73,477 3,211 2,248
    11 76,688 3,351 2,346
    12 80,039 3,498 2,448
    13 83,537 3,651 2,555
    14 87,187 3,810 2,667
    15 90,998 3,977 2,784
    16 94,974 4,150 2,905
    17 99,124 4,332 3,032
    18 103,456 4,521 3,165
    19 107,977 4,719 3,303
    20 112,696 4,925 3,447
    TOTAL $67,621 $47,334

    All calculations are for demonstration purposes only.

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