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Comparison of Deposit Account from Sweet Water State Bank with 1.76% - August 2025


Long-Term Analysis of Sweet Water State Bank with 1.76% APY and Affiliated Bank, National Association with 1.00% APY and Farmers & Merchants Bank with 0.10% APY and First Northern Bank of Wyoming with 2.84% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Sweet Water State Bank
    1.76%
    -
    $50,000
    60 Month
    Bank
    1.91x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.76%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 880 616
    2 50,880 895 627
    3 51,775 911 638
    4 52,687 927 649
    5 53,614 944 661
    6 54,558 960 672
    7 55,518 977 684
    8 56,495 994 696
    9 57,489 1,012 708
    10 58,501 1,030 721
    11 59,531 1,048 733
    12 60,578 1,066 746
    13 61,645 1,085 759
    14 62,730 1,104 773
    15 63,834 1,123 786
    16 64,957 1,143 800
    17 66,100 1,163 814
    18 67,264 1,184 829
    19 68,448 1,205 843
    20 69,652 1,226 858
    TOTAL $20,878 $14,615
  • 2
    LOCAL CD
    Affiliated Bank, National Association
    1.00%
    -
    $50,000
    18 Month
    Bank
    1.72x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 3
    LOCAL CD
    Farmers & Merchants Bank
    0.10%
    -
    $50,000
    6 Month
    Bank
    0.24x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 4
    LOCAL CD
    First Northern Bank of Wyoming
    2.84%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $100
     
    SCENARIO
    Year Rate
    2.84%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,420 994
    2 51,420 1,460 1,022
    3 52,880 1,502 1,051
    4 54,382 1,544 1,081
    5 55,927 1,588 1,112
    6 57,515 1,633 1,143
    7 59,148 1,680 1,176
    8 60,828 1,728 1,209
    9 62,556 1,777 1,244
    10 64,332 1,827 1,279
    11 66,159 1,879 1,315
    12 68,038 1,932 1,353
    13 69,970 1,987 1,391
    14 71,958 2,044 1,431
    15 74,001 2,102 1,471
    16 76,103 2,161 1,513
    17 78,264 2,223 1,556
    18 80,487 2,286 1,600
    19 82,773 2,351 1,646
    20 85,123 2,418 1,692
    TOTAL $37,541 $26,279

    All calculations are for demonstration purposes only.

    Featured CD Rates

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    Last change: ↓0.50% on October 1, 2024.

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