This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,075 | 1,453 |
| 2 | 52,075 | 2,161 | 1,513 |
| 3 | 54,236 | 2,251 | 1,576 |
| 4 | 56,487 | 2,344 | 1,641 |
| 5 | 58,831 | 2,441 | 1,709 |
| 6 | 61,273 | 2,543 | 1,780 |
| 7 | 63,815 | 2,648 | 1,854 |
| 8 | 66,464 | 2,758 | 1,931 |
| 9 | 69,222 | 2,873 | 2,011 |
| 10 | 72,095 | 2,992 | 2,094 |
| 11 | 75,087 | 3,116 | 2,181 |
| 12 | 78,203 | 3,245 | 2,272 |
| 13 | 81,448 | 3,380 | 2,366 |
| 14 | 84,828 | 3,520 | 2,464 |
| 15 | 88,349 | 3,666 | 2,567 |
| 16 | 92,015 | 3,819 | 2,673 |
| 17 | 95,834 | 3,977 | 2,784 |
| 18 | 99,811 | 4,142 | 2,900 |
| 19 | 103,953 | 4,314 | 3,020 |
| 20 | 108,267 | 4,493 | 3,145 |
| TOTAL | $62,760 | $43,932 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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