• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from TELCO COMMUNITY CREDIT UNION with 0.50% - June 2025


Long-Term Analysis of TELCO COMMUNITY CREDIT UNION with 0.50% APY and MCCOY with 3.09% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    TELCO COMMUNITY CREDIT UNION
    0.50%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $25,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 2
    LOCAL CD
    MCCOY
    3.09%
    -
    $50,000
    60 Month
    Credit Union
    3.36x (National Avg. - 0.92%)
    $50,000
     
    SCENARIO
    Year Rate
    3.09%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,547 1,083
    2 51,547 1,594 1,116
    3 53,141 1,644 1,151
    4 54,784 1,694 1,186
    5 56,479 1,747 1,223
    6 58,226 1,801 1,261
    7 60,027 1,857 1,300
    8 61,883 1,914 1,340
    9 63,797 1,973 1,381
    10 65,771 2,034 1,424
    11 67,805 2,097 1,468
    12 69,902 2,162 1,513
    13 72,064 2,229 1,560
    14 74,293 2,298 1,609
    15 76,591 2,369 1,658
    16 78,960 2,442 1,710
    17 81,402 2,518 1,762
    18 83,920 2,596 1,817
    19 86,516 2,676 1,873
    20 89,192 2,759 1,931
    TOTAL $41,950 $29,365

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on June 15, 2025

    This page was created in 0.1018 seconds.