Compare Savings vs. CDs
Comparison of Deposit Account from TENDTO with 0.72%
- October 2026
Long-Term Analysis of SIU with 0.25% APY and SKYLA with 4.20% APY and TENDTO with 0.72% APY and G.H.S. with 0.30% APY and BP with 1.31% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.25%-$50,000N.A.Credit UnionN.A.$2,500SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2LOCAL CD4.20%-$50,00036 MonthCredit Union5.53x (National Avg. - 0.76%)$500SCENARIO
Year Rate
4.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,100 1,470 2 52,100 2,188 1,532 3 54,288 2,280 1,596 4 56,568 2,376 1,663 5 58,944 2,476 1,733 6 61,420 2,580 1,806 7 63,999 2,688 1,882 8 66,687 2,801 1,961 9 69,488 2,919 2,043 10 72,407 3,041 2,129 11 75,448 3,169 2,218 12 78,617 3,302 2,311 13 81,919 3,441 2,408 14 85,359 3,585 2,510 15 88,944 3,736 2,615 16 92,680 3,893 2,725 17 96,573 4,056 2,839 18 100,629 4,226 2,958 19 104,855 4,404 3,083 20 109,259 4,589 3,212 TOTAL $63,848 $44,693 - 3LOCAL CD0.72%-$50,00018 MonthCredit Union1.24x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.72%Annual
InterestAnnual Interest
(After Tax)1 50,000 360 252 2 50,360 363 254 3 50,723 365 256 4 51,088 368 257 5 51,456 370 259 6 51,826 373 261 7 52,199 376 263 8 52,575 379 265 9 52,954 381 267 10 53,335 384 269 11 53,719 387 271 12 54,106 390 273 13 54,495 392 275 14 54,888 395 277 15 55,283 398 279 16 55,681 401 281 17 56,082 404 283 18 56,486 407 285 19 56,892 410 287 20 57,302 413 289 TOTAL $7,714 $5,400 - 4LOCAL CD0.30%-$50,00012 MonthCredit Union0.54x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 5LOCAL CD1.31%-$50,00060 MonthCredit Union1.41x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 655 459 2 50,655 664 465 3 51,319 672 471 4 51,991 681 477 5 52,672 690 483 6 53,362 699 489 7 54,061 708 496 8 54,769 717 502 9 55,487 727 509 10 56,214 736 515 11 56,950 746 522 12 57,696 756 529 13 58,452 766 536 14 59,218 776 543 15 59,993 786 550 16 60,779 796 557 17 61,575 807 565 18 62,382 817 572 19 63,199 828 580 20 64,027 839 587 TOTAL $14,866 $10,406
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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