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Comparison of Deposit Account from TENDTO with 0.82% - October 2026

Long-Term Analysis of TENDTO with 0.82% APY and INDIANHEAD with 1.11% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

TENDTO

0.82%

$50,000

30 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 0.82%	Annual Interest	Annual Interest (After Tax)
1	50,000	410	287
2	50,410	413	289
3	50,823	417	292
4	51,240	420	294
5	51,660	424	297
6	52,084	427	299
7	52,511	431	301
8	52,942	434	304
9	53,376	438	306
10	53,813	441	309
11	54,255	445	311
12	54,700	449	314
13	55,148	452	317
14	55,600	456	319
15	56,056	460	322
16	56,516	463	324
17	56,979	467	327
18	57,447	471	330
19	57,918	475	332
20	58,393	479	335
	TOTAL	$8,871	$6,210

LOCAL CD

INDIANHEAD

1.11%

$50,000

48 Month

Credit Union

1.34x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 1.11%	Annual Interest	Annual Interest (After Tax)
1	50,000	553	387
2	50,553	559	391
3	51,111	565	395
4	51,676	571	400
5	52,247	577	404
6	52,824	584	409
7	53,408	590	413
8	53,998	597	418
9	54,595	603	422
10	55,198	610	427
11	55,808	617	432
12	56,425	623	436
13	57,048	630	441
14	57,679	637	446
15	58,316	644	451
16	58,960	652	456
17	59,612	659	461
18	60,270	666	466
19	60,936	673	471
20	61,610	681	477
	TOTAL	$12,291	$8,603

All calculations are for demonstration purposes only.

Featured CD Rates

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ONLINE BANKS	APY^?	MIN^?
North American Savings Bank, F.S.B.	4.50%	$100,000	Learn More on the North American Savings Bank, F.S.B. website
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Popular Direct	4.95%	$10,000	Learn More
Last change: ↑0.45% on October 1. Early Withdrawal Penalty is 730 days interest.
Popular Direct	4.85%	$10,000	Learn More
Last change: ↑0.35% on October 1. Early Withdrawal Penalty is 365 days interest.
Popular Direct	4.80%	$10,000	Learn More
Last change: ↑0.30% on October 1. Early Withdrawal Penalty is 365 days interest.
Charles Schwab Bank, SSB	4.65%	$1,000	Learn More
Last change: ↑0.35% on September 25.

Compare Savings vs. CDs Comparison of Deposit Account from TENDTO with 0.82% - October 2026

Long-Term Analysis of TENDTO with 0.82% APY and INDIANHEAD with 1.11% APY

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Compare Savings vs. CDs
Comparison of Deposit Account from TENDTO with 0.82% - October 2026