This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 575 | 403 |
| 2 | 50,575 | 582 | 407 |
| 3 | 51,157 | 588 | 412 |
| 4 | 51,745 | 595 | 417 |
| 5 | 52,340 | 602 | 421 |
| 6 | 52,942 | 609 | 426 |
| 7 | 53,551 | 616 | 431 |
| 8 | 54,167 | 623 | 436 |
| 9 | 54,789 | 630 | 441 |
| 10 | 55,420 | 637 | 446 |
| 11 | 56,057 | 645 | 451 |
| 12 | 56,702 | 652 | 456 |
| 13 | 57,354 | 660 | 462 |
| 14 | 58,013 | 667 | 467 |
| 15 | 58,680 | 675 | 472 |
| 16 | 59,355 | 683 | 478 |
| 17 | 60,038 | 690 | 483 |
| 18 | 60,728 | 698 | 489 |
| 19 | 61,427 | 706 | 494 |
| 20 | 62,133 | 715 | 500 |
| TOTAL | $12,847 | $8,993 |
| Year | Rate 1.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 725 | 508 |
| 2 | 50,725 | 736 | 515 |
| 3 | 51,461 | 746 | 522 |
| 4 | 52,207 | 757 | 530 |
| 5 | 52,964 | 768 | 538 |
| 6 | 53,732 | 779 | 545 |
| 7 | 54,511 | 790 | 553 |
| 8 | 55,301 | 802 | 561 |
| 9 | 56,103 | 813 | 569 |
| 10 | 56,917 | 825 | 578 |
| 11 | 57,742 | 837 | 586 |
| 12 | 58,579 | 849 | 595 |
| 13 | 59,428 | 862 | 603 |
| 14 | 60,290 | 874 | 612 |
| 15 | 61,164 | 887 | 621 |
| 16 | 62,051 | 900 | 630 |
| 17 | 62,951 | 913 | 639 |
| 18 | 63,864 | 926 | 648 |
| 19 | 64,790 | 939 | 658 |
| 20 | 65,729 | 953 | 667 |
| TOTAL | $16,682 | $11,678 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
Learn More | |
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Last change: ↓0.15% on November 26. |
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