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Comparison of Deposit Account from Texana Bank, National Association with 1.45% - June 2025

Long-Term Analysis of LISTERHILL with 3.36% APY and NORTHERN COMMUNITIES with 1.50% APY and Texana Bank, National Association with 1.45% APY and Bank of Wisconsin Dells with 1.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

LISTERHILL

3.36%

$50,000

48 Month

Credit Union

4.11x (National Avg. - 0.82%)

$500

SCENARIO

Year	Rate 3.36%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,680	1,176
2	51,680	1,736	1,216
3	53,416	1,795	1,256
4	55,211	1,855	1,299
5	57,066	1,917	1,342
6	58,984	1,982	1,387
7	60,966	2,048	1,434
8	63,014	2,117	1,482
9	65,131	2,188	1,532
10	67,320	2,262	1,583
11	69,582	2,338	1,637
12	71,920	2,416	1,692
13	74,336	2,498	1,748
14	76,834	2,582	1,807
15	79,415	2,668	1,868
16	82,084	2,758	1,931
17	84,842	2,851	1,995
18	87,693	2,946	2,063
19	90,639	3,045	2,132
20	93,684	3,148	2,203
	TOTAL	$46,832	$32,783

LOCAL CD

NORTHERN COMMUNITIES

1.50%

$50,000

60 Month

Credit Union

1.63x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	750	525
2	50,750	761	533
3	51,511	773	541
4	52,284	784	549
5	53,068	796	557
6	53,864	808	566
7	54,672	820	574
8	55,492	832	583
9	56,325	845	591
10	57,169	858	600
11	58,027	870	609
12	58,897	883	618
13	59,781	897	628
14	60,678	910	637
15	61,588	924	647
16	62,512	938	656
17	63,449	952	666
18	64,401	966	676
19	65,367	981	686
20	66,348	995	697
	TOTAL	$17,343	$12,140

LOCAL CD

Texana Bank, National Association

1.45%

$50,000

60 Month

Bank

1.58x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	725	508
2	50,725	736	515
3	51,461	746	522
4	52,207	757	530
5	52,964	768	538
6	53,732	779	545
7	54,511	790	553
8	55,301	802	561
9	56,103	813	569
10	56,917	825	578
11	57,742	837	586
12	58,579	849	595
13	59,428	862	603
14	60,290	874	612
15	61,164	887	621
16	62,051	900	630
17	62,951	913	639
18	63,864	926	648
19	64,790	939	658
20	65,729	953	667
	TOTAL	$16,682	$11,678

LOCAL CD

Bank of Wisconsin Dells

1.20%

$50,000

60 Month

Bank

1.30x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	600	420
2	50,600	607	425
3	51,207	614	430
4	51,822	622	435
5	52,444	629	441
6	53,073	637	446
7	53,710	645	451
8	54,354	652	457
9	55,007	660	462
10	55,667	668	468
11	56,335	676	473
12	57,011	684	479
13	57,695	692	485
14	58,387	701	490
15	59,088	709	496
16	59,797	718	502
17	60,514	726	508
18	61,240	735	514
19	61,975	744	521
20	62,719	753	527
	TOTAL	$13,472	$9,430

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from Texana Bank, National Association with 1.45% - June 2025

Long-Term Analysis of LISTERHILL with 3.36% APY and NORTHERN COMMUNITIES with 1.50% APY and Texana Bank, National Association with 1.45% APY and Bank of Wisconsin Dells with 1.20% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Texana Bank, National Association with 1.45% - June 2025