This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 225 | 157 |
| 2 | 50,225 | 226 | 158 |
| 3 | 50,450 | 227 | 159 |
| 4 | 50,677 | 228 | 159 |
| 5 | 50,904 | 229 | 160 |
| 6 | 51,133 | 230 | 161 |
| 7 | 51,362 | 231 | 161 |
| 8 | 51,593 | 232 | 162 |
| 9 | 51,824 | 233 | 163 |
| 10 | 52,057 | 234 | 164 |
| 11 | 52,291 | 235 | 164 |
| 12 | 52,526 | 236 | 165 |
| 13 | 52,762 | 237 | 166 |
| 14 | 52,998 | 238 | 167 |
| 15 | 53,236 | 239 | 167 |
| 16 | 53,475 | 240 | 168 |
| 17 | 53,716 | 241 | 169 |
| 18 | 53,957 | 242 | 170 |
| 19 | 54,199 | 243 | 170 |
| 20 | 54,442 | 244 | 171 |
| TOTAL | $4,687 | $3,281 |
| Year | Rate 0.91% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 455 | 319 |
| 2 | 50,455 | 459 | 321 |
| 3 | 50,914 | 463 | 324 |
| 4 | 51,377 | 468 | 327 |
| 5 | 51,845 | 472 | 330 |
| 6 | 52,317 | 476 | 333 |
| 7 | 52,793 | 480 | 336 |
| 8 | 53,273 | 485 | 339 |
| 9 | 53,758 | 489 | 342 |
| 10 | 54,247 | 494 | 346 |
| 11 | 54,741 | 498 | 349 |
| 12 | 55,239 | 503 | 352 |
| 13 | 55,742 | 507 | 355 |
| 14 | 56,249 | 512 | 358 |
| 15 | 56,761 | 517 | 362 |
| 16 | 57,277 | 521 | 365 |
| 17 | 57,799 | 526 | 368 |
| 18 | 58,325 | 531 | 372 |
| 19 | 58,855 | 536 | 375 |
| 20 | 59,391 | 540 | 378 |
| TOTAL | $9,931 | $6,952 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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