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Comparison of Deposit Account from The Bank of Missouri with 3.17% - May 2025


Long-Term Analysis of The Citizens Bank with 0.17% APY and Northwest Bank with 0.20% APY and USC with 0.95% APY and The Peoples Bank with 0.70% APY and West Bank with 0.30% APY and DFCU FINANCIAL with 3.50% APY and The Bank of Missouri with 3.17% APY and VERITAS with 0.60% APY and AIR FORCE with 3.20% APY and HEARTLAND with 0.65% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    The Citizens Bank
    0.17%
    -
    $50,000
    18 Month
    Bank
    0.29x (National Avg. - 0.58%)
    $1,000
     
    SCENARIO
    Year Rate
    0.17%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 85 60
    2 50,085 85 60
    3 50,170 85 60
    4 50,255 85 60
    5 50,341 86 60
    6 50,426 86 60
    7 50,512 86 60
    8 50,598 86 60
    9 50,684 86 60
    10 50,770 86 60
    11 50,857 86 61
    12 50,943 87 61
    13 51,030 87 61
    14 51,116 87 61
    15 51,203 87 61
    16 51,290 87 61
    17 51,377 87 61
    18 51,465 87 61
    19 51,552 88 61
    20 51,640 88 61
    TOTAL $1,728 $1,209
  • 2
    LOCAL MONEY MARKET
    Northwest Bank
    0.20%
    -
    $50,000
    N.A.
    Bank
    0.34x (National Avg. - 0.58%)
    $25,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 3
    LOCAL CD
    USC
    0.95%
    -
    $50,000
    36 Month
    Credit Union
    1.26x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 4
    LOCAL CD
    The Peoples Bank
    0.70%
    -
    $50,000
    24 Month
    Bank
    1.06x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 5
    LOCAL CD
    West Bank
    0.30%
    -
    $50,000
    18 Month
    Bank
    0.52x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 6
    LOCAL CD
    DFCU FINANCIAL
    3.50%
    -
    $50,000
    12 Month
    Credit Union
    6.35x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    3.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,750 1,225
    2 51,750 1,811 1,268
    3 53,561 1,875 1,312
    4 55,436 1,940 1,358
    5 57,376 2,008 1,406
    6 59,384 2,078 1,455
    7 61,463 2,151 1,506
    8 63,614 2,226 1,559
    9 65,840 2,304 1,613
    10 68,145 2,385 1,670
    11 70,530 2,469 1,728
    12 72,998 2,555 1,788
    13 75,553 2,644 1,851
    14 78,198 2,737 1,916
    15 80,935 2,833 1,983
    16 83,767 2,932 2,052
    17 86,699 3,034 2,124
    18 89,734 3,141 2,198
    19 92,874 3,251 2,275
    20 96,125 3,364 2,355
    TOTAL $49,489 $34,643
  • 7
    LOCAL CD
    The Bank of Missouri
    3.17%
    -
    $50,000
    18 Month
    Bank
    5.47x (National Avg. - 0.58%)
    $500
     
    SCENARIO
    Year Rate
    3.17%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,585 1,110
    2 51,585 1,635 1,145
    3 53,220 1,687 1,181
    4 54,907 1,741 1,218
    5 56,648 1,796 1,257
    6 58,444 1,853 1,297
    7 60,296 1,911 1,338
    8 62,208 1,972 1,380
    9 64,180 2,034 1,424
    10 66,214 2,099 1,469
    11 68,313 2,166 1,516
    12 70,479 2,234 1,564
    13 72,713 2,305 1,613
    14 75,018 2,378 1,665
    15 77,396 2,453 1,717
    16 79,849 2,531 1,772
    17 82,381 2,611 1,828
    18 84,992 2,694 1,886
    19 87,686 2,780 1,946
    20 90,466 2,868 2,007
    TOTAL $43,334 $30,334
  • 8
    LOCAL CD
    VERITAS
    0.60%
    -
    $50,000
    24 Month
    Credit Union
    0.91x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 9
    LOCAL CD
    AIR FORCE
    3.20%
    -
    $50,000
    12 Month
    Credit Union
    5.81x (National Avg. - 0.55%)
    $1,000
     
    SCENARIO
    Year Rate
    3.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,600 1,120
    2 51,600 1,651 1,156
    3 53,251 1,704 1,193
    4 54,955 1,759 1,231
    5 56,714 1,815 1,270
    6 58,529 1,873 1,311
    7 60,402 1,933 1,353
    8 62,334 1,995 1,396
    9 64,329 2,059 1,441
    10 66,388 2,124 1,487
    11 68,512 2,192 1,535
    12 70,704 2,263 1,584
    13 72,967 2,335 1,634
    14 75,302 2,410 1,687
    15 77,712 2,487 1,741
    16 80,198 2,566 1,796
    17 82,765 2,648 1,854
    18 85,413 2,733 1,913
    19 88,146 2,821 1,974
    20 90,967 2,911 2,038
    TOTAL $43,878 $30,715
  • 10
    LOCAL CD
    HEARTLAND
    0.65%
    -
    $50,000
    36 Month
    Credit Union
    0.86x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842

    All calculations are for demonstration purposes only.

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