This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.92% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,460 | 1,022 |
| 2 | 51,460 | 1,503 | 1,052 |
| 3 | 52,963 | 1,547 | 1,083 |
| 4 | 54,509 | 1,592 | 1,114 |
| 5 | 56,101 | 1,638 | 1,147 |
| 6 | 57,739 | 1,686 | 1,180 |
| 7 | 59,425 | 1,735 | 1,215 |
| 8 | 61,160 | 1,786 | 1,250 |
| 9 | 62,946 | 1,838 | 1,287 |
| 10 | 64,784 | 1,892 | 1,324 |
| 11 | 66,676 | 1,947 | 1,363 |
| 12 | 68,623 | 2,004 | 1,403 |
| 13 | 70,626 | 2,062 | 1,444 |
| 14 | 72,689 | 2,123 | 1,486 |
| 15 | 74,811 | 2,184 | 1,529 |
| 16 | 76,996 | 2,248 | 1,574 |
| 17 | 79,244 | 2,314 | 1,620 |
| 18 | 81,558 | 2,381 | 1,667 |
| 19 | 83,939 | 2,451 | 1,716 |
| 20 | 86,390 | 2,523 | 1,766 |
| TOTAL | $38,913 | $27,239 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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4.15% |
$1,500 |
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Last change: ↓0.05% on December 1. |
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4.15% |
$1,000 |
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Last change: ↑0.10% on December 1. |
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4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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