This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,605 | 1,124 |
| 2 | 51,605 | 1,657 | 1,160 |
| 3 | 53,262 | 1,710 | 1,197 |
| 4 | 54,971 | 1,765 | 1,235 |
| 5 | 56,736 | 1,821 | 1,275 |
| 6 | 58,557 | 1,880 | 1,316 |
| 7 | 60,437 | 1,940 | 1,358 |
| 8 | 62,377 | 2,002 | 1,402 |
| 9 | 64,379 | 2,067 | 1,447 |
| 10 | 66,446 | 2,133 | 1,493 |
| 11 | 68,578 | 2,201 | 1,541 |
| 12 | 70,780 | 2,272 | 1,590 |
| 13 | 73,052 | 2,345 | 1,641 |
| 14 | 75,397 | 2,420 | 1,694 |
| 15 | 77,817 | 2,498 | 1,749 |
| 16 | 80,315 | 2,578 | 1,805 |
| 17 | 82,893 | 2,661 | 1,863 |
| 18 | 85,554 | 2,746 | 1,922 |
| 19 | 88,300 | 2,834 | 1,984 |
| 20 | 91,135 | 2,925 | 2,048 |
| TOTAL | $44,060 | $30,842 |
| Year | Rate 3.18% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,590 | 1,113 |
| 2 | 51,590 | 1,641 | 1,148 |
| 3 | 53,231 | 1,693 | 1,185 |
| 4 | 54,923 | 1,747 | 1,223 |
| 5 | 56,670 | 1,802 | 1,261 |
| 6 | 58,472 | 1,859 | 1,302 |
| 7 | 60,331 | 1,919 | 1,343 |
| 8 | 62,250 | 1,980 | 1,386 |
| 9 | 64,229 | 2,042 | 1,430 |
| 10 | 66,272 | 2,107 | 1,475 |
| 11 | 68,379 | 2,174 | 1,522 |
| 12 | 70,554 | 2,244 | 1,571 |
| 13 | 72,797 | 2,315 | 1,620 |
| 14 | 75,112 | 2,389 | 1,672 |
| 15 | 77,501 | 2,465 | 1,725 |
| 16 | 79,966 | 2,543 | 1,780 |
| 17 | 82,508 | 2,624 | 1,837 |
| 18 | 85,132 | 2,707 | 1,895 |
| 19 | 87,839 | 2,793 | 1,955 |
| 20 | 90,633 | 2,882 | 2,017 |
| TOTAL | $43,515 | $30,460 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
4.15% |
$1,500 |
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Last change: ↓0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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Last change: ↑0.10% on December 1. |
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|
4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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