Compare Savings vs. CDs
Comparison of Deposit Account from The Bank of Missouri with 3.01% - December 2025


Long-Term Analysis of The Bank of Missouri with 2.92% APY and The Bank of Missouri with 3.01% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    2.92%
    -
    $50,000
    18 Month
    Bank
    5.04x (National Avg. - 0.58%)
    $500
     
    SCENARIO
    Year Rate
    2.92%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,460 1,022
    2 51,460 1,503 1,052
    3 52,963 1,547 1,083
    4 54,509 1,592 1,114
    5 56,101 1,638 1,147
    6 57,739 1,686 1,180
    7 59,425 1,735 1,215
    8 61,160 1,786 1,250
    9 62,946 1,838 1,287
    10 64,784 1,892 1,324
    11 66,676 1,947 1,363
    12 68,623 2,004 1,403
    13 70,626 2,062 1,444
    14 72,689 2,123 1,486
    15 74,811 2,184 1,529
    16 76,996 2,248 1,574
    17 79,244 2,314 1,620
    18 81,558 2,381 1,667
    19 83,939 2,451 1,716
    20 86,390 2,523 1,766
    TOTAL $38,913 $27,239
  • 2
    LOCAL CD
    3.01%
    -
    $50,000
    36 Month
    Bank
    4.00x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    3.01%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,505 1,054
    2 51,505 1,550 1,085
    3 53,055 1,597 1,118
    4 54,652 1,645 1,152
    5 56,297 1,695 1,186
    6 57,992 1,746 1,222
    7 59,737 1,798 1,259
    8 61,535 1,852 1,297
    9 63,388 1,908 1,336
    10 65,296 1,965 1,376
    11 67,261 2,025 1,417
    12 69,286 2,085 1,460
    13 71,371 2,148 1,504
    14 73,519 2,213 1,549
    15 75,732 2,280 1,596
    16 78,012 2,348 1,644
    17 80,360 2,419 1,693
    18 82,779 2,492 1,744
    19 85,271 2,567 1,797
    20 87,837 2,644 1,851
    TOTAL $40,481 $28,337

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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