Compare Savings vs. CDs
Comparison of Deposit Account from The Bank of Princeton with 0.25% - May 2025


Long-Term Analysis of The Bank of Princeton with 0.25% APY and SSB Bank with 1.81% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.25%
    -
    $50,000
    12 Month
    Bank
    0.45x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    0.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 2
    LOCAL CD
    1.81%
    -
    $50,000
    36 Month
    Bank
    2.40x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    1.81%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 904 633
    2 50,904 920 644
    3 51,824 937 656
    4 52,761 954 668
    5 53,715 971 680
    6 54,686 989 692
    7 55,675 1,007 705
    8 56,682 1,025 717
    9 57,707 1,043 730
    10 58,750 1,062 744
    11 59,812 1,081 757
    12 60,894 1,101 771
    13 61,994 1,121 785
    14 63,115 1,141 799
    15 64,256 1,162 813
    16 65,418 1,183 828
    17 66,601 1,204 843
    18 67,805 1,226 858
    19 69,031 1,248 874
    20 70,279 1,271 889
    TOTAL $21,550 $15,085

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.05% on April 30.
    6 Month Jumbo CD.

    Last change: ↑0.20% on April 9.

    Last change: ↓0.50% on February 25.