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Comparison of Deposit Account from The Citizens Bank Company of Beverly, Ohio with 0.89% - September 2026


Long-Term Analysis of Farmers State Bank of West Salem, Ohio with 0.27% APY and Farmers State Bank of West Salem, Ohio with 0.48% APY and The Citizens National Bank of Woodsfield with 0.40% APY and The First National Bank of McConnelsville with 0.55% APY and The First National Bank of McConnelsville with 0.65% APY and The Citizens Bank Company of Beverly, Ohio with 0.89% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Farmers State Bank of West Salem, Ohio
    0.27%
    -
    $50,000
    18 Month
    Bank
    0.47x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.27%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 135 95
    2 50,135 135 95
    3 50,270 136 95
    4 50,406 136 95
    5 50,542 136 96
    6 50,679 137 96
    7 50,815 137 96
    8 50,953 138 96
    9 51,090 138 97
    10 51,228 138 97
    11 51,367 139 97
    12 51,505 139 97
    13 51,644 139 98
    14 51,784 140 98
    15 51,924 140 98
    16 52,064 141 98
    17 52,204 141 99
    18 52,345 141 99
    19 52,487 142 99
    20 52,628 142 99
    TOTAL $2,770 $1,939
  • 2
    LOCAL CD
    Farmers State Bank of West Salem, Ohio
    0.48%
    -
    $50,000
    36 Month
    Bank
    0.63x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.48%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 240 168
    2 50,240 241 169
    3 50,481 242 170
    4 50,723 243 170
    5 50,967 245 171
    6 51,212 246 172
    7 51,457 247 173
    8 51,704 248 174
    9 51,953 249 175
    10 52,202 251 175
    11 52,453 252 176
    12 52,704 253 177
    13 52,957 254 178
    14 53,211 255 179
    15 53,467 257 180
    16 53,724 258 181
    17 53,981 259 181
    18 54,240 260 182
    19 54,501 262 183
    20 54,762 263 184
    TOTAL $5,025 $3,518
  • 3
    LOCAL CD
    The Citizens National Bank of Woodsfield
    0.40%
    -
    $50,000
    24 Month
    Bank
    0.60x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 4
    LOCAL CD
    The First National Bank of McConnelsville
    0.55%
    -
    $50,000
    48 Month
    Bank
    0.67x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 5
    LOCAL CD
    The First National Bank of McConnelsville
    0.65%
    -
    $50,000
    60 Month
    Bank
    0.70x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 6
    LOCAL CD
    The Citizens Bank Company of Beverly, Ohio
    0.89%
    -
    $50,000
    60 Month
    Bank
    0.96x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    0.89%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 445 312
    2 50,445 449 314
    3 50,894 453 317
    4 51,347 457 320
    5 51,804 461 323
    6 52,265 465 326
    7 52,730 469 329
    8 53,199 473 331
    9 53,673 478 334
    10 54,151 482 337
    11 54,633 486 340
    12 55,119 491 343
    13 55,609 495 346
    14 56,104 499 350
    15 56,604 504 353
    16 57,107 508 356
    17 57,616 513 359
    18 58,128 517 362
    19 58,646 522 365
    20 59,168 527 369
    TOTAL $9,694 $6,786

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on August 10.

    Last change: ↑0.65% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.40% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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