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Comparison of Deposit Account from The Citizens First National Bank of Storm Lake with 0.33% - May 2025

Long-Term Analysis of The Commercial Bank Of Ozark with 0.63% APY and Stafford Savings Bank with 0.35% APY and The Citizens First National Bank of Storm Lake with 0.33% APY and LUSO with 0.45% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

The Commercial Bank Of Ozark

0.63%

$50,000

24 Month

Bank

0.96x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.63%	Annual Interest	Annual Interest (After Tax)
1	50,000	315	221
2	50,315	317	222
3	50,632	319	223
4	50,951	321	225
5	51,272	323	226
6	51,595	325	228
7	51,920	327	229
8	52,247	329	230
9	52,576	331	232
10	52,908	333	233
11	53,241	335	235
12	53,576	338	236
13	53,914	340	238
14	54,253	342	239
15	54,595	344	241
16	54,939	346	242
17	55,285	348	244
18	55,634	350	245
19	55,984	353	247
20	56,337	355	248
	TOTAL	$6,692	$4,684

LOCAL CD

Stafford Savings Bank

0.35%

$50,000

6 Month

Bank

0.86x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	175	123
2	50,175	176	123
3	50,351	176	123
4	50,527	177	124
5	50,704	177	124
6	50,881	178	125
7	51,059	179	125
8	51,238	179	126
9	51,417	180	126
10	51,597	181	126
11	51,778	181	127
12	51,959	182	127
13	52,141	182	128
14	52,323	183	128
15	52,507	184	129
16	52,690	184	129
17	52,875	185	130
18	53,060	186	130
19	53,245	186	130
20	53,432	187	131
	TOTAL	$3,619	$2,533

LOCAL CD

The Citizens First National Bank of Storm Lake

0.33%

$50,000

12 Month

Bank

0.60x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.33%	Annual Interest	Annual Interest (After Tax)
1	50,000	165	116
2	50,165	166	116
3	50,331	166	116
4	50,497	167	117
5	50,663	167	117
6	50,830	168	117
7	50,998	168	118
8	51,166	169	118
9	51,335	169	119
10	51,505	170	119
11	51,675	171	119
12	51,845	171	120
13	52,016	172	120
14	52,188	172	121
15	52,360	173	121
16	52,533	173	121
17	52,706	174	122
18	52,880	175	122
19	53,055	175	123
20	53,230	176	123
	TOTAL	$3,406	$2,384

LOCAL CD

LUSO

0.45%

$50,000

30 Month

Credit Union

N.A.

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
My e-Banc, a division of Bradesco BAC Florida Bank	4.50%	$50,000	Learn More
Last change: ↓0.05% on April 30. 6 Month Jumbo CD.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from The Citizens First National Bank of Storm Lake with 0.33% - May 2025

Long-Term Analysis of The Commercial Bank Of Ozark with 0.63% APY and Stafford Savings Bank with 0.35% APY and The Citizens First National Bank of Storm Lake with 0.33% APY and LUSO with 0.45% APY

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Compare Savings vs. CDs
Comparison of Deposit Account from The Citizens First National Bank of Storm Lake with 0.33% - May 2025