This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 18 | 12 |
| 2 | 50,018 | 18 | 12 |
| 3 | 50,035 | 18 | 12 |
| 4 | 50,053 | 18 | 12 |
| 5 | 50,070 | 18 | 12 |
| 6 | 50,088 | 18 | 12 |
| 7 | 50,105 | 18 | 12 |
| 8 | 50,123 | 18 | 12 |
| 9 | 50,140 | 18 | 12 |
| 10 | 50,158 | 18 | 12 |
| 11 | 50,175 | 18 | 12 |
| 12 | 50,193 | 18 | 12 |
| 13 | 50,210 | 18 | 12 |
| 14 | 50,228 | 18 | 12 |
| 15 | 50,246 | 18 | 12 |
| 16 | 50,263 | 18 | 12 |
| 17 | 50,281 | 18 | 12 |
| 18 | 50,298 | 18 | 12 |
| 19 | 50,316 | 18 | 12 |
| 20 | 50,334 | 18 | 12 |
| TOTAL | $351 | $246 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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