This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.64% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 320 | 224 |
| 2 | 50,320 | 322 | 225 |
| 3 | 50,642 | 324 | 227 |
| 4 | 50,966 | 326 | 228 |
| 5 | 51,292 | 328 | 230 |
| 6 | 51,621 | 330 | 231 |
| 7 | 51,951 | 332 | 233 |
| 8 | 52,283 | 335 | 234 |
| 9 | 52,618 | 337 | 236 |
| 10 | 52,955 | 339 | 237 |
| 11 | 53,294 | 341 | 239 |
| 12 | 53,635 | 343 | 240 |
| 13 | 53,978 | 345 | 242 |
| 14 | 54,324 | 348 | 243 |
| 15 | 54,671 | 350 | 245 |
| 16 | 55,021 | 352 | 246 |
| 17 | 55,373 | 354 | 248 |
| 18 | 55,728 | 357 | 250 |
| 19 | 56,084 | 359 | 251 |
| 20 | 56,443 | 361 | 253 |
| TOTAL | $6,804 | $4,763 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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