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Comparison of Deposit Account from The Conway National Bank with 0.35% - May 2025


Long-Term Analysis of FIELDSTONE with 0.53% APY and The Conway National Bank with 0.35% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    FIELDSTONE
    0.53%
    -
    $50,000
    24 Month
    Credit Union
    0.81x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.53%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 266 186
    2 50,266 267 187
    3 50,532 268 188
    4 50,801 270 189
    5 51,070 271 190
    6 51,342 273 191
    7 51,614 274 192
    8 51,888 276 193
    9 52,164 277 194
    10 52,441 278 195
    11 52,719 280 196
    12 52,999 281 197
    13 53,281 283 198
    14 53,564 284 199
    15 53,848 286 200
    16 54,134 287 201
    17 54,421 289 202
    18 54,710 291 203
    19 55,001 292 204
    20 55,293 294 206
    TOTAL $5,587 $3,911
  • 2
    LOCAL CD
    The Conway National Bank
    0.35%
    -
    $50,000
    18 Month
    Bank
    0.60x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533

    All calculations are for demonstration purposes only.

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